CMDT vs VTI
PIMCO Commodity Strategy Active Exchange-Traded Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, CMDT or VTI?
Commodities against Large Cap Blend.
VTI has a lower expense ratio. CMDT led over 1Y, VTI over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CMDT | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $858M | $666.9B |
| Dividend Yield | 1.91% | 1.07% |
| Holdings | 352 | 3,543 |
| YTD Return | +28.68%Best | +13.59% |
| 1Y Return | +34.22%Best | +20.00% |
| 3Y Return (annualized) | +13.84% | +20.95%Best |
| 5Y Return (annualized) | - | +11.81% |
| Volatility (annualized) | 11.6%Best | 13.2% |
| Max Drawdown | -13.2%Best | -19.3% |
| $10,000 over 3.3 years | $16,273 | $19,264Best |
| Fund Family | PIMCO (US) | Vanguard (US) |
| Category | Commodity | Equity |
| Style | Commodities | Large Cap Blend |
| Inception | May 9, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 10, 2023 to Sep 4, 2026 (3.3 years).
CMDT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
CMDT vs VTI Performance
PIMCO Commodity Strategy Active Exchange-Traded Fund (CMDT) is an ETF from PIMCO (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CMDT returned +34.22% while VTI returned +20.00%. Year to date, CMDT is up 28.68% versus a gain of 13.59% for VTI.
Over three years, CMDT compounded at +13.84% per year against +20.95% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 11.6% for CMDT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.2% for CMDT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.02. They move largely independently of each other.
Fees and Cost Over Time
CMDT charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, CMDT currently yields 1.91% against 1.07% for VTI.
Holdings Overlap
We hold position weights for 149 holdings in CMDT and 2,787 in VTI, totalling 49.3% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 149 positions we hold weights for in CMDT and 2,787 in VTI, against full books of 352 and 3,543.
You are not choosing between two funds in isolation.
Whichever of CMDT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CMDT or VTI?
CMDT has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, CMDT or VTI?
Over the past year CMDT returned +34.22% vs +20.00% for VTI, so CMDT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CMDT or VTI?
VTI has been the more volatile fund at 13.2% annualized versus 11.6% for CMDT. Worst drawdown: CMDT -13.2% vs VTI -19.3%.
Should I hold both CMDT and VTI?
CMDT and VTI have a monthly-return correlation of 0.02, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CMDT or VTI?
CMDT yields 1.91% while VTI yields 1.07%, so CMDT currently pays the higher dividend yield.
Is VTI better than CMDT?
VTI has a lower expense ratio. CMDT led over 1Y, VTI over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.