COIW vs VTI
Roundhill COIN WeeklyPay ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, COIW or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | COIW | VTI |
|---|---|---|
| Expense Ratio | 0.99% | 0.03%Best |
| AUM | $41M | $666.9B |
| Dividend Yield | 165.94% | 1.03% |
| Holdings | 5 | 3,543 |
| YTD Return | -46.16% | +12.30%Best |
| 1Y Return | -66.64% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 80.5% | 13.1%Best |
| Max Drawdown | -80.4% | -19.3%Best |
| $10,000 over 1.6 years | $5,207 | $12,654Best |
| Fund Family | Roundhill Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Feb 19, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 19, 2025 to Sep 18, 2026 (1.6 years).
COIW vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
COIW vs VTI Performance
Roundhill COIN WeeklyPay ETF (COIW) is an ETF from Roundhill Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year COIW returned -66.64% while VTI returned +16.08%. Year to date, COIW is down 46.16% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
COIW has been the more volatile fund, with annualized monthly volatility of 80.5% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -80.4% for COIW and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.
Fees and Cost Over Time
COIW charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, COIW currently yields 165.94% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in COIW and 3,463 in VTI, totalling 7.5% and 98.1% of the two funds. That is not enough of COIW to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 2 positions we hold weights for in COIW and 3,463 in VTI, against full books of 5 and 3,543.
Top Shared Holdings
| Stock | Weight in COIW | Weight in VTI | Difference |
|---|---|---|---|
| COINCoinbase Globa-A | 5.92% | 0.04% | 5.88% |
You are not choosing between two funds in isolation.
Whichever of COIW and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, COIW or VTI?
COIW has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, COIW or VTI?
Over the past year COIW returned -66.64% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), COIW annualized -33.49% vs +15.85% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, COIW or VTI?
COIW has been the more volatile fund at 80.5% annualized versus 13.1% for VTI. Worst drawdown: COIW -80.4% vs VTI -19.3%.
Should I hold both COIW and VTI?
COIW and VTI have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, COIW or VTI?
COIW yields 165.94% while VTI yields 1.03%, so COIW currently pays the higher dividend yield.
Is VTI better than COIW?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.