COIW vs VTI
Roundhill COIN WeeklyPay ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | COIW | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.03% | |
| AUM | $34M | $666.9B | |
| Dividend Yield | 233.84% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | -50.16% | +12.65% | |
| 1Y Return | -64.54% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 81.3% | 15.3% | |
| Max Drawdown | -80.4% | -56.6% | |
| Fund Family | Roundhill Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 19, 2025 | May 24, 2001 |
COIW vs VTI Performance
Roundhill COIN WeeklyPay ETF (COIW) is a ETF from Roundhill Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year COIW returned -64.54% while VTI returned +21.39%. Year to date, COIW is down 50.16% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
COIW has been the more volatile fund, with annualized monthly volatility of 81.3% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -80.4% for COIW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
COIW charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, COIW currently yields 233.84% against 1.07% for VTI.
Holdings Overlap
COIW and VTI share 1 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in COIW | Weight in VTI | Difference |
|---|---|---|---|
| COIN | 6.02% | 0.04% | 5.98% |
Frequently Asked Questions
Which is cheaper, COIW or VTI?
COIW has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, COIW or VTI?
Over the past year COIW returned -64.54% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), COIW annualized -38.18% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, COIW or VTI?
COIW has been the more volatile fund at 81.3% annualized versus 15.3% for VTI. Worst drawdown: COIW -80.4% vs VTI -56.6%.
Should I hold both COIW and VTI?
COIW and VTI have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between COIW and VTI?
COIW and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, COIW or VTI?
COIW yields 233.84% while VTI yields 1.07%, so COIW currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.