COPJ vs SCHD

Quick Verdict

SCHD has a lower expense ratio. COPJ delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: COPJMore Diversified: SCHD

Side-by-Side Comparison

MetricCOPJSCHDWinner
Expense Ratio0.76%0.06%
AUM$146M$103.7B
Dividend Yield11.42%3.31%
Holdings50104
YTD Return+12.23%+24.26%
1Y Return+99.70%+31.38%
3Y Return (annualized)+47.58%+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)30.4%13.6%
Max Drawdown-32.3%-33.4%
Fund FamilySprott ETFSCharles Schwab Asset Management
CategoryCommodityEquity
InceptionFeb 1, 2023Oct 20, 2011

COPJ vs SCHD Performance

Sprott Junior Copper Miners ETF (COPJ) is a ETF from Sprott ETFS and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year COPJ returned +99.70% while SCHD returned +31.38%. Year to date, COPJ is up 12.23% versus a gain of 24.26% for SCHD.

Over three years, COPJ compounded at +47.58% per year against +15.08% for SCHD. Across the full 4-year window we track, COPJ has the edge at +39.47% annualized vs +11.39%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

COPJ has been the more volatile fund, with annualized monthly volatility of 30.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.3% for COPJ and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.42. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

COPJ charges 0.76% per year while SCHD charges 0.06%. On a $10,000 position that is $76 vs $6 annually, a gap of $70 per year that compounds over a long holding period. On income, COPJ currently yields 11.42% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

COPJ and SCHD share 0 holdings out of 149 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, COPJ or SCHD?

COPJ has an expense ratio of 0.76% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $70 per year of difference.

Which performed better, COPJ or SCHD?

Over the past year COPJ returned +99.70% vs +31.38% for SCHD, so COPJ leads on 1-year performance. Over the longest common window we track (4 years), COPJ annualized +39.47% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, COPJ or SCHD?

COPJ has been the more volatile fund at 30.4% annualized versus 13.6% for SCHD. Worst drawdown: COPJ -32.3% vs SCHD -33.4%.

Should I hold both COPJ and SCHD?

COPJ and SCHD have a monthly-return correlation of 0.42, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between COPJ and SCHD?

COPJ and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 149 unique securities.

Which pays a higher dividend, COPJ or SCHD?

COPJ yields 11.42% while SCHD yields 3.31%, so COPJ currently pays the higher dividend yield.

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