COYY vs VYM

COYY vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricCOYYVYMWinner
Expense Ratio1.07%0.04%
AUM$19M$81.6B
Dividend Yield90.70%2.24%
Holdings6616
YTD Return-34.05%+14.66%
1Y Return-54.36%+22.16%
3Y Return (annualized)-+18.72%
5Y Return (annualized)-+12.18%
Volatility (annualized)24.1%14.6%
Max Drawdown-60.9%-58.8%
Fund FamilyGraniteSharesVanguard (US)
CategoryAlternativeEquity
InceptionJul 28, 2025Nov 10, 2006

COYY vs VYM Performance

GraniteShares YieldBOOST COIN ETF (COYY) is a ETF from GraniteShares and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year COYY returned -54.36% while VYM returned +22.16%. Year to date, COYY is down 34.05% versus a gain of 14.66% for VYM.

Risk: Volatility and Drawdowns

COYY has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.9% for COYY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.16. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

COYY charges 1.07% per year while VYM charges 0.04%. On a $10,000 position that is $107 vs $4 annually, a gap of $103 per year that compounds over a long holding period. On income, COYY currently yields 90.70% against 2.24% for VYM.

Frequently Asked Questions

Which is cheaper, COYY or VYM?

COYY has an expense ratio of 1.07% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $103 per year of difference.

Which performed better, COYY or VYM?

Over the past year COYY returned -54.36% vs +22.16% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), COYY annualized -55.93% vs +7.01% for VYM. Past performance does not guarantee future results.

Which is riskier, COYY or VYM?

COYY has been the more volatile fund at 24.1% annualized versus 14.6% for VYM. Worst drawdown: COYY -60.9% vs VYM -58.8%.

Should I hold both COYY and VYM?

COYY and VYM have a monthly-return correlation of -0.16, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, COYY or VYM?

COYY yields 90.70% while VYM yields 2.24%, so COYY currently pays the higher dividend yield.

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