CPSA vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricCPSAIVVWinner
Expense Ratio0.69%0.03%
AUM$43M$865.2B
Dividend Yield0.00%1.09%
Holdings5508
YTD Return+4.17%+13.43%
1Y Return+6.63%+22.61%
3Y Return (annualized)-+21.47%
5Y Return (annualized)-+13.26%
Volatility (annualized)2.9%15.1%
Max Drawdown-4.7%-56.5%
Fund FamilyCalamos InvestmentsiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionAug 1, 2024May 15, 2000

CPSA vs IVV Performance

Calamos S&P 500 Structured Alt Protection ETF - August (CPSA) is a ETF from Calamos Investments and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year CPSA returned +6.63% while IVV returned +22.61%. Year to date, CPSA is up 4.17% versus a gain of 13.43% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.9% for CPSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.7% for CPSA and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CPSA charges 0.69% per year while IVV charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, CPSA currently yields 0.00% against 1.09% for IVV.

Frequently Asked Questions

Which is cheaper, CPSA or IVV?

CPSA has an expense ratio of 0.69% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

Which performed better, CPSA or IVV?

Over the past year CPSA returned +6.63% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), CPSA annualized +7.53% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, CPSA or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 2.9% for CPSA. Worst drawdown: CPSA -4.7% vs IVV -56.5%.

Should I hold both CPSA and IVV?

CPSA and IVV have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

Which pays a higher dividend, CPSA or IVV?

CPSA yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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