CPSD vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCPSDVTIWinner
Expense Ratio0.69%0.03%
AUM$45M$663.5B
Dividend Yield0.00%1.07%
Holdings53,543
YTD Return+3.83%+14.22%
1Y Return+7.23%+22.19%
3Y Return (annualized)-+21.27%
5Y Return (annualized)-+12.23%
Volatility (annualized)2.9%15.3%
Max Drawdown-3.5%-56.6%
Fund FamilyCalamos InvestmentsVanguard (US)
CategoryAlternativeEquity
InceptionDec 2, 2024May 24, 2001

CPSD vs VTI Performance

Calamos S&P 500 Structured Alt Protection ETF - December (CPSD) is a ETF from Calamos Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CPSD returned +7.23% while VTI returned +22.19%. Year to date, CPSD is up 3.83% versus a gain of 14.22% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.9% for CPSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.5% for CPSD and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CPSD charges 0.69% per year while VTI charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, CPSD currently yields 0.00% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, CPSD or VTI?

CPSD has an expense ratio of 0.69% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

Which performed better, CPSD or VTI?

Over the past year CPSD returned +7.23% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CPSD annualized +6.75% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, CPSD or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 2.9% for CPSD. Worst drawdown: CPSD -3.5% vs VTI -56.6%.

Should I hold both CPSD and VTI?

CPSD and VTI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CPSD or VTI?

CPSD yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.