CPSM vs QQQ

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricCPSMQQQWinner
Expense Ratio0.69%0.18%
AUM$57M$455.8B
Dividend Yield0.00%0.41%
Holdings5108
YTD Return+3.03%+18.31%
1Y Return+5.18%+25.37%
3Y Return (annualized)-+25.79%
5Y Return (annualized)-+15.20%
Volatility (annualized)1.6%30.6%
Max Drawdown-5.2%-83.0%
Fund FamilyCalamos InvestmentsInvesco (US)
CategoryAlternativeEquity
InceptionMay 1, 2024Mar 10, 1999

CPSM vs QQQ Performance

Calamos S&P 500 Structured Alt Protection ETF - May (CPSM) is a ETF from Calamos Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year CPSM returned +5.18% while QQQ returned +25.37%. Year to date, CPSM is up 3.03% versus a gain of 18.31% for QQQ.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 1.6% for CPSM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.2% for CPSM and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CPSM charges 0.69% per year while QQQ charges 0.18%. On a $10,000 position that is $69 vs $18 annually, a gap of $51 per year that compounds over a long holding period. On income, CPSM currently yields 0.00% against 0.41% for QQQ.

Frequently Asked Questions

Which is cheaper, CPSM or QQQ?

CPSM has an expense ratio of 0.69% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, CPSM or QQQ?

Over the past year CPSM returned +5.18% vs +25.37% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), CPSM annualized +7.48% vs +13.10% for QQQ. Past performance does not guarantee future results.

Which is riskier, CPSM or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 1.6% for CPSM. Worst drawdown: CPSM -5.2% vs QQQ -83.0%.

Should I hold both CPSM and QQQ?

CPSM and QQQ have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CPSM or QQQ?

CPSM yields 0.00% while QQQ yields 0.41%, so QQQ currently pays the higher dividend yield.

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