CRCA vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricCRCAVYMWinner
Expense Ratio0.95%0.04%
AUM$89M$79.0B
Dividend Yield3.85%2.86%
Holdings9568
YTD Return-69.07%+16.10%
1Y Return-94.41%+25.99%
3Y Return (annualized)-+18.29%
5Y Return (annualized)-+12.35%
Volatility (annualized)127.2%14.6%
Max Drawdown-95.5%-58.8%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionAug 6, 2025Nov 10, 2006

CRCA vs VYM Performance

ProShares Ultra CRCL (CRCA) is a ETF from ProShares and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CRCA returned -94.41% while VYM returned +25.99%. Year to date, CRCA is down 69.07% versus a gain of 16.10% for VYM.

Risk: Volatility and Drawdowns

CRCA has been the more volatile fund, with annualized monthly volatility of 127.2% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -95.5% for CRCA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.10. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CRCA charges 0.95% per year while VYM charges 0.04%. On a $10,000 position that is $95 vs $4 annually, a gap of $91 per year that compounds over a long holding period. On income, CRCA currently yields 3.85% against 2.86% for VYM.

Frequently Asked Questions

Which is cheaper, CRCA or VYM?

CRCA has an expense ratio of 0.95% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $91 per year of difference.

Which performed better, CRCA or VYM?

Over the past year CRCA returned -94.41% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), CRCA annualized -93.70% vs +7.08% for VYM. Past performance does not guarantee future results.

Which is riskier, CRCA or VYM?

CRCA has been the more volatile fund at 127.2% annualized versus 14.6% for VYM. Worst drawdown: CRCA -95.5% vs VYM -58.8%.

Should I hold both CRCA and VYM?

CRCA and VYM have a monthly-return correlation of -0.10, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CRCA or VYM?

CRCA yields 3.85% while VYM yields 2.86%, so CRCA currently pays the higher dividend yield.

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