CRY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricCRYSCHDWinner
Expense Ratio1.07%0.06%
AUM$1M$103.7B
Dividend Yield19.77%3.31%
Holdings0104
YTD Return-11.81%+24.26%
1Y Return-+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)-13.6%
Max Drawdown-18.3%-33.4%
Fund FamilyGraniteSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionApr 28, 2026Oct 20, 2011

CRY vs SCHD Performance

GraniteShares YieldBOOST CRCL ETF (CRY) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, CRY is down 11.81% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -18.3% for CRY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CRY charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, CRY currently yields 19.77% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, CRY or SCHD?

CRY has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.

Which pays a higher dividend, CRY or SCHD?

CRY yields 19.77% while SCHD yields 3.31%, so CRY currently pays the higher dividend yield.

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