DADS vs SCHD
Digital Asset Debt Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | DADS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.04% | 0.06% | |
| AUM | $10M | $103.7B | |
| Dividend Yield | 4.67% | 3.31% | |
| Holdings | 34 | 104 | |
| YTD Return | +5.67% | +24.26% | |
| 1Y Return | +3.97% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 19.5% | 13.6% | |
| Max Drawdown | -17.1% | -33.4% | |
| Fund Family | AlphaBit Investments, LLC | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Aug 4, 2025 | Oct 20, 2011 |
DADS vs SCHD Performance
Digital Asset Debt Strategy ETF (DADS) is a ETF from AlphaBit Investments, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DADS returned +3.97% while SCHD returned +31.38%. Year to date, DADS is up 5.67% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
DADS has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.1% for DADS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.10. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DADS charges 1.04% per year while SCHD charges 0.06%. On a $10,000 position that is $104 vs $6 annually, a gap of $98 per year that compounds over a long holding period. On income, DADS currently yields 4.67% against 3.31% for SCHD.
Holdings Overlap
DADS and SCHD share 0 holdings out of 125 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DADS or SCHD?
DADS has an expense ratio of 1.04% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $98 per year of difference.
Which performed better, DADS or SCHD?
Over the past year DADS returned +3.97% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), DADS annualized +4.12% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, DADS or SCHD?
DADS has been the more volatile fund at 19.5% annualized versus 13.6% for SCHD. Worst drawdown: DADS -17.1% vs SCHD -33.4%.
Should I hold both DADS and SCHD?
DADS and SCHD have a monthly-return correlation of 0.10, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DADS and SCHD?
DADS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, DADS or SCHD?
DADS yields 4.67% while SCHD yields 3.31%, so DADS currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.