DAPR vs VTI

DAPR vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricDAPRVTIWinner
Expense Ratio0.85%0.03%
AUM$316M$666.9B
Dividend Yield0.00%1.07%
Holdings53,543
YTD Return+5.36%+12.65%
1Y Return+8.64%+21.39%
3Y Return (annualized)+10.68%+21.54%
5Y Return (annualized)+6.14%+12.11%
Volatility (annualized)6.4%15.3%
Max Drawdown-10.5%-56.6%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionApr 16, 2021May 24, 2001

DAPR vs VTI Performance

FT Vest US Equity Deep Buffer ETF - April (DAPR) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DAPR returned +8.64% while VTI returned +21.39%. Year to date, DAPR is up 5.36% versus a gain of 12.65% for VTI.

Over three years, DAPR compounded at +10.68% per year against +21.54% for VTI; over five years the annualized figures are +6.14% and +12.11% respectively. Across the full 5-year window we track, VTI has the edge at +8.07% annualized vs +6.25%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 6.4% for DAPR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.5% for DAPR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DAPR charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, DAPR currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

DAPR and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DAPR or VTI?

DAPR has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, DAPR or VTI?

Over the past year DAPR returned +8.64% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), DAPR annualized +6.25% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, DAPR or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 6.4% for DAPR. Worst drawdown: DAPR -10.5% vs VTI -56.6%.

Should I hold both DAPR and VTI?

DAPR and VTI have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DAPR and VTI?

DAPR and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, DAPR or VTI?

DAPR yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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