DBC vs IVV

Quick Verdict

IVV has a lower expense ratio. DBC delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: DBCMore Diversified: IVV

Side-by-Side Comparison

MetricDBCIVVWinner
Expense Ratio0.84%0.03%
AUM$1.7B$865.2B
Dividend Yield2.80%1.09%
Holdings33508
YTD Return+33.68%+13.80%
1Y Return+41.46%+23.01%
3Y Return (annualized)+11.87%+21.77%
5Y Return (annualized)+12.51%+13.39%
Volatility (annualized)18.7%15.1%
Max Drawdown-76.4%-56.5%
Fund FamilyInvesco (US)iShares by BlackRock (US)
CategoryCommodityEquity
InceptionFeb 3, 2006May 15, 2000

DBC vs IVV Performance

Invesco DB Commodity Index Tracking Fund (DBC) is a ETF from Invesco (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DBC returned +41.46% while IVV returned +23.01%. Year to date, DBC is up 33.68% versus a gain of 13.80% for IVV.

Over three years, DBC compounded at +11.87% per year against +21.77% for IVV; over five years the annualized figures are +12.51% and +13.39% respectively. Across the full 21-year window we track, IVV has the edge at +7.04% annualized vs +2.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DBC has been the more volatile fund, with annualized monthly volatility of 18.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -76.4% for DBC and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DBC charges 0.84% per year while IVV charges 0.03%. On a $10,000 position that is $84 vs $3 annually, a gap of $81 per year that compounds over a long holding period. On income, DBC currently yields 2.80% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

DBC and IVV share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DBC or IVV?

DBC has an expense ratio of 0.84% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which performed better, DBC or IVV?

Over the past year DBC returned +41.46% vs +23.01% for IVV, so DBC leads on 1-year performance. Over the longest common window we track (21 years), DBC annualized +2.13% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, DBC or IVV?

DBC has been the more volatile fund at 18.7% annualized versus 15.1% for IVV. Worst drawdown: DBC -76.4% vs IVV -56.5%.

Should I hold both DBC and IVV?

DBC and IVV have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DBC and IVV?

DBC and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, DBC or IVV?

DBC yields 2.80% while IVV yields 1.09%, so DBC currently pays the higher dividend yield.

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