DDEC vs IVV

DDEC vs IVV

Which is better, DDEC or IVV?

Option Writing against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDDECIVV
Expense Ratio0.85%0.03%Best
AUM$438M$876.4B
Dividend Yield0.00%1.06%
Holdings10508
YTD Return+7.36%+12.27%Best
1Y Return+11.49%+17.04%Best
3Y Return (annualized)+12.31%+21.24%Best
5Y Return (annualized)+8.54%+13.08%Best
Volatility (annualized)6.3%Best15.1%
Max Drawdown-10.2%Best-24.5%
$10,000 over 5 years$15,064$18,490Best
Fund FamilyFirst Trust Portfolios (US)iShares by BlackRock (US)
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionDec 18, 2020May 15, 2000

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Dec 21, 2020 to Sep 17, 2026 (5.7 years).

DDEC vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.7 years both funds cover.

DDEC vs IVV Performance

FT Vest US Equity Deep Buffer ETF - December (DDEC) is an ETF from First Trust Portfolios (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year DDEC returned +11.49% while IVV returned +17.04%. Year to date, DDEC is up 7.36% versus a gain of 12.27% for IVV.

Over three years, DDEC compounded at +12.31% per year against +21.24% for IVV; over five years the annualized figures are +8.54% and +13.08% respectively. Across the full 6-year window we track, IVV has the edge at +15.09% annualized vs +8.54%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.3% for DDEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -10.2% for DDEC and -24.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DDEC charges 0.85% per year while IVV charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, DDEC currently yields 0.00% against 1.06% for IVV.

You are not choosing between two funds in isolation.

Whichever of DDEC and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DDECIVV

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Frequently Asked Questions

Which is cheaper, DDEC or IVV?

DDEC has an expense ratio of 0.85% while IVV charges 0.03%. IVV is the cheaper option, by $82 a year on a $10,000 investment.

Which performed better, DDEC or IVV?

Over the past year DDEC returned +11.49% vs +17.04% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (6 years), DDEC annualized +8.54% vs +15.09% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DDEC or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 6.3% for DDEC. Worst drawdown: DDEC -10.2% vs IVV -24.5%.

Should I hold both DDEC and IVV?

DDEC and IVV have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, DDEC or IVV?

DDEC yields 0.00% while IVV yields 1.06%, so IVV currently pays the higher dividend yield.

Is IVV better than DDEC?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.