DDFO vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricDDFOVTIWinner
Expense Ratio0.79%0.03%
AUM$100M$663.5B
Dividend Yield0.00%1.07%
Holdings73,543
YTD Return+5.08%+13.87%
1Y Return-+23.31%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)-15.3%
Max Drawdown-2.8%-56.6%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionOct 1, 2025May 24, 2001

DDFO vs VTI Performance

Innovator Equity Dual Directional 15 Buffer ETF - October (DDFO) is a ETF from Innovator ETFs Trust and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, DDFO is up 5.08% versus a gain of 13.87% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.8% for DDFO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DDFO charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, DDFO currently yields 0.00% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, DDFO or VTI?

DDFO has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which pays a higher dividend, DDFO or VTI?

DDFO yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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