DDFS vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricDDFSVYMWinner
Expense Ratio0.79%0.04%
AUM$45M$79.0B
Dividend Yield0.00%2.86%
Holdings7568
YTD Return+4.75%+15.80%
1Y Return+8.09%+26.12%
3Y Return (annualized)-+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)-14.6%
Max Drawdown-2.3%-58.8%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionSep 2, 2025Nov 10, 2006

DDFS vs VYM Performance

Innovator Equity Dual Directional 15 Buffer ETF - September (DDFS) is a ETF from Innovator ETFs Trust and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year DDFS returned +8.09% while VYM returned +26.12%. Year to date, DDFS is up 4.75% versus a gain of 15.80% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.3% for DDFS and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DDFS charges 0.79% per year while VYM charges 0.04%. On a $10,000 position that is $79 vs $4 annually, a gap of $75 per year that compounds over a long holding period. On income, DDFS currently yields 0.00% against 2.86% for VYM.

Frequently Asked Questions

Which is cheaper, DDFS or VYM?

DDFS has an expense ratio of 0.79% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $75 per year of difference.

Which performed better, DDFS or VYM?

Over the past year DDFS returned +8.09% vs +26.12% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results.

Which pays a higher dividend, DDFS or VYM?

DDFS yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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