DDTL vs IVV
Innovator Equity Dual Directional 10 Buffer ETF - July vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | DDTL | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $86M | $865.2B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 7 | 508 | |
| YTD Return | +6.68% | +13.43% | |
| 1Y Return | +11.74% | +22.61% | |
| 3Y Return (annualized) | - | +21.47% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 4.9% | 15.1% | |
| Max Drawdown | -3.8% | -56.5% | |
| Fund Family | Innovator ETFs Trust | iShares by BlackRock (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 30, 2025 | May 15, 2000 |
DDTL vs IVV Performance
Innovator Equity Dual Directional 10 Buffer ETF - July (DDTL) is a ETF from Innovator ETFs Trust and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DDTL returned +11.74% while IVV returned +22.61%. Year to date, DDTL is up 6.68% versus a gain of 13.43% for IVV.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 4.9% for DDTL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.8% for DDTL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DDTL charges 0.79% per year while IVV charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, DDTL currently yields 0.00% against 1.09% for IVV.
Holdings Overlap
DDTL and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DDTL or IVV?
DDTL has an expense ratio of 0.79% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, DDTL or IVV?
Over the past year DDTL returned +11.74% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), DDTL annualized +12.40% vs +7.03% for IVV. Past performance does not guarantee future results.
Which is riskier, DDTL or IVV?
IVV has been the more volatile fund at 15.1% annualized versus 4.9% for DDTL. Worst drawdown: DDTL -3.8% vs IVV -56.5%.
Should I hold both DDTL and IVV?
DDTL and IVV have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between DDTL and IVV?
DDTL and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, DDTL or IVV?
DDTL yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.
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