DECZ vs VTI
TrueShares Structured Outcome (December) ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DECZ | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $36M | $663.5B | |
| Dividend Yield | 3.05% | 1.07% | |
| Holdings | 15 | 3,543 | |
| YTD Return | +10.23% | +14.22% | |
| 1Y Return | +12.07% | +22.19% | |
| 3Y Return (annualized) | +14.37% | +21.27% | |
| 5Y Return (annualized) | +10.02% | +12.23% | |
| Volatility (annualized) | 11.3% | 15.3% | |
| Max Drawdown | -16.6% | -56.6% | |
| Fund Family | TrueShares | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Nov 30, 2020 | May 24, 2001 |
DECZ vs VTI Performance
TrueShares Structured Outcome (December) ETF (DECZ) is a ETF from TrueShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DECZ returned +12.07% while VTI returned +22.19%. Year to date, DECZ is up 10.23% versus a gain of 14.22% for VTI.
Over three years, DECZ compounded at +14.37% per year against +21.27% for VTI; over five years the annualized figures are +10.02% and +12.23% respectively. Across the full 6-year window we track, DECZ has the edge at +11.68% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.3% for DECZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for DECZ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DECZ charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, DECZ currently yields 3.05% against 1.07% for VTI.
Holdings Overlap
DECZ and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DECZ or VTI?
DECZ has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, DECZ or VTI?
Over the past year DECZ returned +12.07% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), DECZ annualized +11.68% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, DECZ or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 11.3% for DECZ. Worst drawdown: DECZ -16.6% vs VTI -56.6%.
Should I hold both DECZ and VTI?
DECZ and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between DECZ and VTI?
DECZ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, DECZ or VTI?
DECZ yields 3.05% while VTI yields 1.07%, so DECZ currently pays the higher dividend yield.
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