DESK vs QQQ

DESK vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricDESKQQQWinner
Expense Ratio0.51%0.18%
AUM$14M$496.3B
Dividend Yield4.56%0.44%
Holdings27108
YTD Return+15.19%+19.52%
1Y Return+10.60%+26.68%
3Y Return (annualized)+13.09%+26.64%
5Y Return (annualized)-+15.36%
Volatility (annualized)22.6%30.6%
Max Drawdown-28.6%-83.0%
Fund FamilyVanEckInvesco (US)
CategoryEquityEquity
InceptionSep 19, 2023Mar 10, 1999

DESK vs QQQ Performance

VanEck Office and Commercial REIT ETF (DESK) is a ETF from VanEck and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DESK returned +10.60% while QQQ returned +26.68%. Year to date, DESK is up 15.19% versus a gain of 19.52% for QQQ.

Over three years, DESK compounded at +13.09% per year against +26.64% for QQQ. Across the full 3-year window we track, QQQ has the edge at +13.14% annualized vs +13.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 22.6% for DESK. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.6% for DESK and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DESK charges 0.51% per year while QQQ charges 0.18%. On a $10,000 position that is $51 vs $18 annually, a gap of $33 per year that compounds over a long holding period. On income, DESK currently yields 4.56% against 0.44% for QQQ.

Holdings Overlap

0.0%overlap

DESK and QQQ share 0 holdings out of 127 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DESK or QQQ?

DESK has an expense ratio of 0.51% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $33 per year of difference.

Which performed better, DESK or QQQ?

Over the past year DESK returned +10.60% vs +26.68% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), DESK annualized +13.09% vs +13.14% for QQQ. Past performance does not guarantee future results.

Which is riskier, DESK or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 22.6% for DESK. Worst drawdown: DESK -28.6% vs QQQ -83.0%.

Should I hold both DESK and QQQ?

DESK and QQQ have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DESK and QQQ?

DESK and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 127 unique securities.

Which pays a higher dividend, DESK or QQQ?

DESK yields 4.56% while QQQ yields 0.44%, so DESK currently pays the higher dividend yield.

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