DEXC vs SCHD

DEXC vs SCHD

Which is better, DEXC or SCHD?

Small Cap Value against Large Cap Value.

SCHD has a lower expense ratio. DEXC led over 1Y and the full window. DEXC is less concentrated, with 29.7% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: DEXCLess Concentrated: DEXC

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDEXCSCHD
Expense Ratio0.43%0.06%Best
AUM$309M$112.1B
Dividend Yield1.54%3.00%
Holdings1,987103
YTD Return+33.14%Best+24.96%
1Y Return+49.82%Best+28.75%
3Y Return (annualized)-+15.71%
5Y Return (annualized)-+9.86%
Volatility (annualized)20.9%14.1%Best
Max Drawdown-18.3%-16.1%Best
$10,000 over 1.8 years$16,972Best$12,556
Top 10 Weight29.7%Best41.8%
Fund FamilyDimensionalCharles Schwab Asset Management
CategoryEquityEquity
StyleSmall Cap ValueLarge Cap Value
InceptionNov 13, 2024Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 14, 2024 to Sep 9, 2026 (1.8 years).

DEXC vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

DEXC vs SCHD Performance

Dimensional Emerging Markets ex China Core Equity ETF (DEXC) is an ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DEXC returned +49.82% while SCHD returned +28.75%. Year to date, DEXC is up 33.14% versus a gain of 24.96% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DEXC has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 14.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.3% for DEXC and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.27. They move largely independently of each other.

Fees and Cost Over Time

DEXC charges 0.43% per year while SCHD charges 0.06%. On a $10,000 position that is $43 vs $6 annually, a gap of $37 per year that compounds over a long holding period. On income, DEXC currently yields 1.54% against 3.00% for SCHD.

Holdings Overlap

DEXC already in SCHD0.3%
SCHD already in DEXC0.5%

0.3% of DEXC's money is in holdings SCHD also owns. 0.5% of SCHD's money is in holdings DEXC also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

5 positions in common, counted across the 3,298 positions we hold weights for in DEXC and 100 in SCHD, against full books of 1,987 and 103.

What only one of them owns

Our book lists 94 positions for SCHD that do not appear in our book for DEXC (99.4% of the fund), and 59 for DEXC that do not appear in SCHD (4.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in DEXCWeight in SCHDDifference
MTNVail Resorts Inc.0.25%0.12%0.13%
MMacy'S Inc.0.00%0.14%0.14%
MCMoelis & Co0.00%0.12%0.12%
MURMurphy Oil Corp0.00%0.12%0.12%
CPFCentral Pacific Financial Company0.02%0.02%0.00%

You are not choosing between two funds in isolation.

Whichever of DEXC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DEXCSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DEXC or SCHD?

DEXC has an expense ratio of 0.43% while SCHD charges 0.06%. SCHD is the cheaper option, by $37 a year on a $10,000 investment.

Which performed better, DEXC or SCHD?

Over the past year DEXC returned +49.82% vs +28.75% for SCHD, so DEXC leads on 1-year performance. Over the longest common window we track (2 years), DEXC annualized +34.16% vs +13.48% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DEXC or SCHD?

DEXC has been the more volatile fund at 20.9% annualized versus 14.1% for SCHD. Worst drawdown: DEXC -18.3% vs SCHD -16.1%.

Should I hold both DEXC and SCHD?

DEXC and SCHD have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, DEXC or SCHD?

DEXC yields 1.54% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than DEXC?

SCHD has a lower expense ratio. DEXC led over 1Y and the full window. DEXC is less concentrated, with 29.7% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.