DFP vs VTI
Flaherty & Crumrine Dynamic Preferred and Income Fund Inc. vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DFP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | - | 0.03% | |
| AUM | $459M | $666.9B | |
| Dividend Yield | 6.92% | 1.07% | |
| Holdings | 245 | 3,543 | |
| YTD Return | +4.45% | +13.67% | |
| 1Y Return | +7.97% | +22.17% | |
| 3Y Return (annualized) | +13.86% | +21.93% | |
| 5Y Return (annualized) | +0.50% | +12.51% | |
| Volatility (annualized) | 20.8% | 15.3% | |
| Max Drawdown | -66.8% | -56.6% | |
| Fund Family | Flaherty & Crumrine | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | May 24, 2013 | May 24, 2001 |
DFP vs VTI Performance
Flaherty & Crumrine Dynamic Preferred and Income Fund Inc. (DFP) is a ETF from Flaherty & Crumrine and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DFP returned +7.97% while VTI returned +22.17%. Year to date, DFP is up 4.45% versus a gain of 13.67% for VTI.
Over three years, DFP compounded at +13.86% per year against +21.93% for VTI; over five years the annualized figures are +0.50% and +12.51% respectively. Across the full 19-year window we track, VTI has the edge at +8.11% annualized vs +1.31%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DFP has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -66.8% for DFP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Holdings Overlap
DFP and VTI share 22 holdings out of 2950 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which performed better, DFP or VTI?
Over the past year DFP returned +7.97% vs +22.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), DFP annualized +1.31% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, DFP or VTI?
DFP has been the more volatile fund at 20.8% annualized versus 15.3% for VTI. Worst drawdown: DFP -66.8% vs VTI -56.6%.
Should I hold both DFP and VTI?
DFP and VTI have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DFP and VTI?
DFP and VTI share 22 common holdings with a 0.7% weight overlap. Combined, they hold 2950 unique securities.
Which pays a higher dividend, DFP or VTI?
DFP yields 6.92% while VTI yields 1.07%, so DFP currently pays the higher dividend yield.
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