DIG vs SCHD

Quick Verdict

SCHD has a lower expense ratio. DIG delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: DIGMore Diversified: SCHD

Side-by-Side Comparison

MetricDIGSCHDWinner
Expense Ratio0.95%0.06%
AUM$80M$103.7B
Dividend Yield1.80%3.31%
Holdings29104
YTD Return+52.71%+24.26%
1Y Return+77.63%+31.38%
3Y Return (annualized)+14.01%+15.08%
5Y Return (annualized)+33.24%+9.72%
Volatility (annualized)52.9%13.6%
Max Drawdown-97.4%-33.4%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJan 30, 2007Oct 20, 2011

DIG vs SCHD Performance

ProShares Ultra Energy (DIG) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DIG returned +77.63% while SCHD returned +31.38%. Year to date, DIG is up 52.71% versus a gain of 24.26% for SCHD.

Over three years, DIG compounded at +14.01% per year against +15.08% for SCHD; over five years the annualized figures are +33.24% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -1.76%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DIG has been the more volatile fund, with annualized monthly volatility of 52.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -97.4% for DIG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

DIG charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, DIG currently yields 1.80% against 3.31% for SCHD.

Holdings Overlap

14.6%overlap

DIG and SCHD share 7 holdings out of 115 unique holdings combined, representing a 14.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DIGWeight in SCHDDifference
CVX9.99%3.95%6.04%
COP4.01%3.70%0.31%
EOG3.04%1.98%1.06%
SLB:CWProProPro
OKEProProPro
DVNProProPro
APAProProPro
See all 7 holdings DIG shares with SCHD
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, DIG or SCHD?

DIG has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, DIG or SCHD?

Over the past year DIG returned +77.63% vs +31.38% for SCHD, so DIG leads on 1-year performance. Over the longest common window we track (15 years), DIG annualized -1.76% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, DIG or SCHD?

DIG has been the more volatile fund at 52.9% annualized versus 13.6% for SCHD. Worst drawdown: DIG -97.4% vs SCHD -33.4%.

Should I hold both DIG and SCHD?

DIG and SCHD have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DIG and SCHD?

DIG and SCHD share 7 common holdings with a 14.6% weight overlap. Combined, they hold 115 unique securities.

Which pays a higher dividend, DIG or SCHD?

DIG yields 1.80% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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