DIHP vs SCHD
Dimensional International High Profitability ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DIHP offers more diversification with 488 holdings.
Side-by-Side Comparison
| Metric | DIHP | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.27% | 0.06% | |
| AUM | $6.2B | $103.7B | |
| Dividend Yield | 1.95% | 3.31% | |
| Holdings | 517 | 104 | |
| YTD Return | +11.69% | +25.58% | |
| 1Y Return | +20.66% | +31.06% | |
| 3Y Return (annualized) | +15.88% | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 16.4% | 13.6% | |
| Max Drawdown | -24.9% | -33.4% | |
| Fund Family | Dimensional | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 23, 2022 | Oct 20, 2011 |
DIHP vs SCHD Performance
Dimensional International High Profitability ETF (DIHP) is a ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DIHP returned +20.66% while SCHD returned +31.06%. Year to date, DIHP is up 11.69% versus a gain of 25.58% for SCHD.
Over three years, DIHP compounded at +15.88% per year against +15.55% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.46% annualized vs +10.41%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DIHP has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.9% for DIHP and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DIHP charges 0.27% per year while SCHD charges 0.06%. On a $10,000 position that is $27 vs $6 annually, a gap of $21 per year that compounds over a long holding period. On income, DIHP currently yields 1.95% against 3.31% for SCHD.
Holdings Overlap
DIHP and SCHD share 0 holdings out of 588 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DIHP or SCHD?
DIHP has an expense ratio of 0.27% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, DIHP or SCHD?
Over the past year DIHP returned +20.66% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), DIHP annualized +10.41% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, DIHP or SCHD?
DIHP has been the more volatile fund at 16.4% annualized versus 13.6% for SCHD. Worst drawdown: DIHP -24.9% vs SCHD -33.4%.
Should I hold both DIHP and SCHD?
DIHP and SCHD have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DIHP and SCHD?
DIHP and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 588 unique securities.
Which pays a higher dividend, DIHP or SCHD?
DIHP yields 1.95% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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