DIHP vs SCHD
Dimensional International High Profitability ETF vs Schwab US Dividend Equity ETF
Which is better, DIHP or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DIHP | SCHD |
|---|---|---|
| Expense Ratio | 0.27% | 0.06%Best |
| AUM | $6.5B | $112.1B |
| Dividend Yield | 1.88% | 3.00% |
| Holdings | 506 | 103 |
| YTD Return | +6.13% | +21.33%Best |
| 1Y Return | +13.13% | +25.15%Best |
| 3Y Return (annualized) | +15.11% | +15.43%Best |
| 5Y Return (annualized) | - | +9.32% |
| Volatility (annualized) | 16.4% | 15.2%Best |
| Max Drawdown | -24.9% | -16.1%Best |
| $10,000 over 4.5 years | $14,671 | $14,743Best |
| Fund Family | Dimensional | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 23, 2022 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 24, 2022 to Sep 24, 2026 (4.5 years).
DIHP vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
DIHP vs SCHD Performance
Dimensional International High Profitability ETF (DIHP) is an ETF from Dimensional and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DIHP returned +13.13% while SCHD returned +25.15%. Year to date, DIHP is up 6.13% versus a gain of 21.33% for SCHD.
Over three years, DIHP compounded at +15.11% per year against +15.43% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DIHP has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 15.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.9% for DIHP and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DIHP charges 0.27% per year while SCHD charges 0.06%. On a $10,000 position that is $27 vs $6 annually, a gap of $21 per year that compounds over a long holding period. On income, DIHP currently yields 1.88% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 466 holdings in DIHP and 100 in SCHD, totalling 93.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 466 positions we hold weights for in DIHP and 100 in SCHD, against full books of 506 and 103.
You are not choosing between two funds in isolation.
Whichever of DIHP and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DIHP or SCHD?
DIHP has an expense ratio of 0.27% while SCHD charges 0.06%. SCHD is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, DIHP or SCHD?
Over the past year DIHP returned +13.13% vs +25.15% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DIHP or SCHD?
DIHP has been the more volatile fund at 16.4% annualized versus 15.2% for SCHD. Worst drawdown: DIHP -24.9% vs SCHD -16.1%.
Should I hold both DIHP and SCHD?
DIHP and SCHD have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DIHP or SCHD?
DIHP yields 1.88% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DIHP?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.