DINE vs SPY
Simplify Tax Aware Diversified Income Strategy ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | DINE | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.09% | |
| AUM | $3M | $789.1B | |
| Dividend Yield | 0.20% | 1.01% | |
| Holdings | 0 | 505 | |
| YTD Return | +0.62% | +13.39% | |
| 1Y Return | - | +22.52% | |
| 3Y Return (annualized) | - | +21.36% | |
| 5Y Return (annualized) | - | +13.19% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -2.1% | -56.5% | |
| Fund Family | Simplify Exchange Traded Funds | State Street Investment Management | |
| Category | Alternative | Equity | |
| Inception | May 4, 2026 | Jan 22, 1993 |
DINE vs SPY Performance
Simplify Tax Aware Diversified Income Strategy ETF (DINE) is a ETF from Simplify Exchange Traded Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, DINE is up 0.62% versus a gain of 13.39% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.1% for DINE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
DINE charges 0.15% per year while SPY charges 0.09%. On a $10,000 position that is $15 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, DINE currently yields 0.20% against 1.01% for SPY.
Frequently Asked Questions
Which is cheaper, DINE or SPY?
DINE has an expense ratio of 0.15% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which pays a higher dividend, DINE or SPY?
DINE yields 0.20% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.
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