DLMY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricDLMYSCHDWinner
Expense Ratio0.85%0.06%
AUM$64M$103.7B
Dividend Yield0.00%3.31%
Holdings0104
YTD Return+3.12%+26.21%
1Y Return-+29.99%
3Y Return (annualized)-+15.73%
5Y Return (annualized)-+9.67%
Volatility (annualized)-13.6%
Max Drawdown-2.2%-33.4%
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryAlternativeEquity
InceptionMay 15, 2026Oct 20, 2011

DLMY vs SCHD Performance

FT Vest U.S. Equity Dual Directional Buffer ETF - May (DLMY) is a ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, DLMY is up 3.12% versus a gain of 26.21% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.2% for DLMY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DLMY charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, DLMY currently yields 0.00% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, DLMY or SCHD?

DLMY has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.

Which pays a higher dividend, DLMY or SCHD?

DLMY yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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