DMAX vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricDMAXIVVWinner
Expense Ratio0.50%0.03%
AUM$138M$865.2B
Dividend Yield0.88%1.09%
Holdings7508
YTD Return+3.50%+13.80%
1Y Return+6.04%+23.70%
3Y Return (annualized)-+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)2.7%15.1%
Max Drawdown-3.4%-56.5%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryAlternativeEquity
InceptionDec 31, 2024May 15, 2000

DMAX vs IVV Performance

iShares Large Cap Max Buffer Dec ETF (DMAX) is a ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DMAX returned +6.04% while IVV returned +23.70%. Year to date, DMAX is up 3.50% versus a gain of 13.80% for IVV.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 2.7% for DMAX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -3.4% for DMAX and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

DMAX charges 0.50% per year while IVV charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, DMAX currently yields 0.88% against 1.09% for IVV.

Holdings Overlap

0.1%overlap

DMAX and IVV share 1 holdings out of 507 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in DMAXWeight in IVVDifference
XTSLA0.91%0.15%0.76%

Frequently Asked Questions

Which is cheaper, DMAX or IVV?

DMAX has an expense ratio of 0.50% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, DMAX or IVV?

Over the past year DMAX returned +6.04% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), DMAX annualized +6.36% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, DMAX or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 2.7% for DMAX. Worst drawdown: DMAX -3.4% vs IVV -56.5%.

Should I hold both DMAX and IVV?

DMAX and IVV have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between DMAX and IVV?

DMAX and IVV share 1 common holdings with a 0.1% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, DMAX or IVV?

DMAX yields 0.88% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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