DMMKI vs SCHD
BlackRock Government Money Market V. I. Fund Class I vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | DMMKI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.30% | 0.06% | |
| AUM | $211M | $103.7B | |
| Dividend Yield | 0.57% | 3.31% | |
| Holdings | 143 | 104 | |
| YTD Return | - | +25.62% | |
| 1Y Return | - | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | - | -33.4% | |
| Fund Family | BlackRock, Inc. (US) | Charles Schwab Asset Management | |
| Category | Money Market | Equity | |
| Inception | Feb 20, 1992 | Oct 20, 2011 |
DMMKI vs SCHD Performance
BlackRock Government Money Market V. I. Fund Class I (DMMKI) is a ETF from BlackRock, Inc. (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management.
Fees and Cost Over Time
DMMKI charges 0.30% per year while SCHD charges 0.06%. On a $10,000 position that is $30 vs $6 annually, a gap of $24 per year that compounds over a long holding period. On income, DMMKI currently yields 0.57% against 3.31% for SCHD.
Holdings Overlap
DMMKI and SCHD share 0 holdings out of 121 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DMMKI or SCHD?
DMMKI has an expense ratio of 0.30% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $24 per year of difference.
What is the holdings overlap between DMMKI and SCHD?
DMMKI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 121 unique securities.
Which pays a higher dividend, DMMKI or SCHD?
DMMKI yields 0.57% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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