DMXU vs SCHD
Xtrackers Bloomberg Developed Markets ex US Equity ETF vs Schwab US Dividend Equity ETF
Which is better, DMXU or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. DMXU led over 3Y, SCHD over 1Y, 5Y and the full window. DMXU is less concentrated, with 22.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DMXU | SCHD |
|---|---|---|
| Expense Ratio | 0.14% | 0.06%Best |
| AUM | $67M | $108.9B |
| Dividend Yield | 3.75% | 3.00% |
| Holdings | 360 | 206 |
| YTD Return | +8.32% | +20.89%Best |
| 1Y Return | +12.48% | +23.87%Best |
| 3Y Return (annualized) | +16.89%Best | +16.42% |
| 5Y Return (annualized) | +7.57% | +9.40%Best |
| Volatility (annualized) | 16.2%Best | 16.6% |
| Max Drawdown | -32.3%Best | -33.4% |
| $10,000 over 5 years | $14,403 | $15,671Best |
| Top 10 Weight | 22.5%Best | 41.8% |
| Fund Family | Xtrackers ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Sep 5, 2018 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Nov 2, 2018 to Oct 2, 2026 (7.9 years).
DMXU vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.9 years both funds cover.
DMXU vs SCHD Performance
Xtrackers Bloomberg Developed Markets ex US Equity ETF (DMXU) is an ETF from Xtrackers ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DMXU returned +12.48% while SCHD returned +23.87%. Year to date, DMXU is up 8.32% versus a gain of 20.89% for SCHD.
Over three years, DMXU compounded at +16.89% per year against +16.42% for SCHD; over five years the annualized figures are +7.57% and +9.40% respectively. Across the full 8-year window we track, SCHD has the edge at +11.61% annualized vs +8.45%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 16.2% for DMXU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -32.3% for DMXU and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DMXU charges 0.14% per year while SCHD charges 0.06%. On a $10,000 position that is $14 vs $6 annually, a gap of $8 per year that compounds over a long holding period. On income, DMXU currently yields 3.75% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 356 holdings in DMXU and 99 in SCHD, totalling 99.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 356 positions we hold weights for in DMXU and 99 in SCHD, against full books of 360 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for DMXU (99.9% of the fund), and 6 for DMXU that do not appear in SCHD (2.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of DMXU and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DMXU or SCHD?
DMXU has an expense ratio of 0.14% while SCHD charges 0.06%. SCHD is the cheaper option, by $8 a year on a $10,000 investment.
Which performed better, DMXU or SCHD?
Over the past year DMXU returned +12.48% vs +23.87% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), DMXU annualized +8.45% vs +11.61% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DMXU or SCHD?
SCHD has been the more volatile fund at 16.6% annualized versus 16.2% for DMXU. Worst drawdown: DMXU -32.3% vs SCHD -33.4%.
Should I hold both DMXU and SCHD?
DMXU and SCHD have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DMXU or SCHD?
DMXU yields 3.75% while SCHD yields 3.00%, so DMXU currently pays the higher dividend yield.
Is SCHD better than DMXU?
SCHD has a lower expense ratio. DMXU led over 3Y, SCHD over 1Y, 5Y and the full window. DMXU is less concentrated, with 22.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.