DRAI vs SCHD
Draco Evolution AI ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | DRAI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.34% | 0.06% | |
| AUM | $21M | $103.7B | |
| Dividend Yield | 1.66% | 3.31% | |
| Holdings | 7 | 104 | |
| YTD Return | +12.27% | +25.58% | |
| 1Y Return | +21.51% | +31.06% | |
| 3Y Return (annualized) | - | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 17.0% | 13.6% | |
| Max Drawdown | -15.4% | -33.4% | |
| Fund Family | Draco Evolution | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 10, 2024 | Oct 20, 2011 |
DRAI vs SCHD Performance
Draco Evolution AI ETF (DRAI) is a ETF from Draco Evolution and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DRAI returned +21.51% while SCHD returned +31.06%. Year to date, DRAI is up 12.27% versus a gain of 25.58% for SCHD.
Risk: Volatility and Drawdowns
DRAI has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.4% for DRAI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DRAI charges 1.34% per year while SCHD charges 0.06%. On a $10,000 position that is $134 vs $6 annually, a gap of $128 per year that compounds over a long holding period. On income, DRAI currently yields 1.66% against 3.31% for SCHD.
Holdings Overlap
DRAI and SCHD share 0 holdings out of 106 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DRAI or SCHD?
DRAI has an expense ratio of 1.34% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $128 per year of difference.
Which performed better, DRAI or SCHD?
Over the past year DRAI returned +21.51% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), DRAI annualized +15.89% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, DRAI or SCHD?
DRAI has been the more volatile fund at 17.0% annualized versus 13.6% for SCHD. Worst drawdown: DRAI -15.4% vs SCHD -33.4%.
Should I hold both DRAI and SCHD?
DRAI and SCHD have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DRAI and SCHD?
DRAI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 106 unique securities.
Which pays a higher dividend, DRAI or SCHD?
DRAI yields 1.66% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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