DRAI vs SCHD
Draco Evolution AI ETF vs Schwab US Dividend Equity ETF
Which is better, DRAI or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DRAI | SCHD |
|---|---|---|
| Expense Ratio | 1.34% | 0.06%Best |
| AUM | $21M | $112.1B |
| Dividend Yield | 1.72% | 3.00% |
| Holdings | 7 | 103 |
| YTD Return | +8.59% | +24.59%Best |
| 1Y Return | +18.14% | +28.14%Best |
| 3Y Return (annualized) | - | +15.58% |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 16.8% | 13.2%Best |
| Max Drawdown | -15.4%Best | -16.1% |
| $10,000 over 2.2 years | $13,213 | $14,158Best |
| Top 10 Weight | - | 41.8% |
| Fund Family | Draco Evolution | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Jul 10, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jul 10, 2024 to Sep 10, 2026 (2.2 years).
DRAI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
DRAI vs SCHD Performance
Draco Evolution AI ETF (DRAI) is an ETF from Draco Evolution and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DRAI returned +18.14% while SCHD returned +28.14%. Year to date, DRAI is up 8.59% versus a gain of 24.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DRAI has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.4% for DRAI and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.16. They move largely independently of each other.
Fees and Cost Over Time
DRAI charges 1.34% per year while SCHD charges 0.06%. On a $10,000 position that is $134 vs $6 annually, a gap of $128 per year that compounds over a long holding period. On income, DRAI currently yields 1.72% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 6 holdings in DRAI and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 6 positions we hold weights for in DRAI and 100 in SCHD, against full books of 7 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for DRAI (99.9% of the fund), and 5 for DRAI that do not appear in SCHD (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of DRAI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DRAI or SCHD?
DRAI has an expense ratio of 1.34% while SCHD charges 0.06%. SCHD is the cheaper option, by $128 a year on a $10,000 investment.
Which performed better, DRAI or SCHD?
Over the past year DRAI returned +18.14% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), DRAI annualized +13.50% vs +17.12% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DRAI or SCHD?
DRAI has been the more volatile fund at 16.8% annualized versus 13.2% for SCHD. Worst drawdown: DRAI -15.4% vs SCHD -16.1%.
Should I hold both DRAI and SCHD?
DRAI and SCHD have a monthly-return correlation of 0.16, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DRAI or SCHD?
DRAI yields 1.72% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DRAI?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.