DRAY vs SPY

DRAY vs SPY

Which is better, DRAY or SPY?

Option Writing against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDRAYSPY
Expense Ratio1.03%0.09%Best
AUM$3M$804.7B
Dividend Yield115.15%0.98%
Holdings11505
YTD Return-39.48%+12.09%Best
1Y Return-51.04%+16.29%Best
3Y Return (annualized)-+21.20%
5Y Return (annualized)-+13.37%
Volatility (annualized)37.9%12.4%Best
Max Drawdown-57.9%-8.9%Best
$10,000 over 1.2 years$4,944$12,429Best
Fund FamilyYieldMax ETFState Street Investment Management
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionJul 14, 2025Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jul 15, 2025 to Sep 18, 2026 (1.2 years).

DRAY vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.

DRAY vs SPY Performance

YieldMax DKNG Option Income Strategy ETF (DRAY) is an ETF from YieldMax ETF and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year DRAY returned -51.04% while SPY returned +16.29%. Year to date, DRAY is down 39.48% versus a gain of 12.09% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DRAY has been the more volatile fund, with annualized monthly volatility of 37.9% compared with 12.4% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -57.9% for DRAY and -8.9% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.

Fees and Cost Over Time

DRAY charges 1.03% per year while SPY charges 0.09%. On a $10,000 position that is $103 vs $9 annually, a gap of $94 per year that compounds over a long holding period. On income, DRAY currently yields 115.15% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 2 holdings in DRAY and 504 in SPY, totalling 37.9% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 2 positions we hold weights for in DRAY and 504 in SPY, against full books of 11 and 505.

You are not choosing between two funds in isolation.

Whichever of DRAY and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DRAYSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, DRAY or SPY?

DRAY has an expense ratio of 1.03% while SPY charges 0.09%. SPY is the cheaper option, by $94 a year on a $10,000 investment.

Which performed better, DRAY or SPY?

Over the past year DRAY returned -51.04% vs +16.29% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), DRAY annualized -44.40% vs +19.87% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, DRAY or SPY?

DRAY has been the more volatile fund at 37.9% annualized versus 12.4% for SPY. Worst drawdown: DRAY -57.9% vs SPY -8.9%.

Should I hold both DRAY and SPY?

DRAY and SPY have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, DRAY or SPY?

DRAY yields 115.15% while SPY yields 0.98%, so DRAY currently pays the higher dividend yield.

Is SPY better than DRAY?

SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.