DSTX vs SCHD
Distillate International Fundamental Stability and Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DSTX offers more diversification with 102 holdings.
Side-by-Side Comparison
| Metric | DSTX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.06% | |
| AUM | $58M | $103.7B | |
| Dividend Yield | 2.75% | 3.31% | |
| Holdings | 105 | 104 | |
| YTD Return | +15.10% | +24.26% | |
| 1Y Return | +31.12% | +31.38% | |
| 3Y Return (annualized) | +19.34% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 13.8% | 13.6% | |
| Max Drawdown | -13.3% | -33.4% | |
| Fund Family | Distillate Capital Etfs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 14, 2020 | Oct 20, 2011 |
DSTX vs SCHD Performance
Distillate International Fundamental Stability and Value ETF (DSTX) is a ETF from Distillate Capital Etfs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DSTX returned +31.12% while SCHD returned +31.38%. Year to date, DSTX is up 15.10% versus a gain of 24.26% for SCHD.
Over three years, DSTX compounded at +19.34% per year against +15.08% for SCHD. Across the full 3-year window we track, DSTX has the edge at +19.34% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DSTX has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for DSTX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DSTX charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, DSTX currently yields 2.75% against 3.31% for SCHD.
Holdings Overlap
DSTX and SCHD share 0 holdings out of 202 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DSTX or SCHD?
DSTX has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, DSTX or SCHD?
Over the past year DSTX returned +31.12% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), DSTX annualized +19.34% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, DSTX or SCHD?
DSTX has been the more volatile fund at 13.8% annualized versus 13.6% for SCHD. Worst drawdown: DSTX -13.3% vs SCHD -33.4%.
Should I hold both DSTX and SCHD?
DSTX and SCHD have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DSTX and SCHD?
DSTX and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 202 unique securities.
Which pays a higher dividend, DSTX or SCHD?
DSTX yields 2.75% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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