DVIN vs VTI
WEBs Industrials XLI Defined Volatility ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. DVIN delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | DVIN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.89% | 0.03% | |
| AUM | $311,216 | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 2 | 3,543 | |
| YTD Return | +18.00% | +14.22% | |
| 1Y Return | +29.76% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 23.7% | 15.3% | |
| Max Drawdown | -18.5% | -56.6% | |
| Fund Family | WEBs Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 22, 2025 | May 24, 2001 |
DVIN vs VTI Performance
WEBs Industrials XLI Defined Volatility ETF (DVIN) is a ETF from WEBs Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DVIN returned +29.76% while VTI returned +22.19%. Year to date, DVIN is up 18.00% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
DVIN has been the more volatile fund, with annualized monthly volatility of 23.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.5% for DVIN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DVIN charges 0.89% per year while VTI charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, DVIN currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
DVIN and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DVIN or VTI?
DVIN has an expense ratio of 0.89% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $86 per year of difference.
Which performed better, DVIN or VTI?
Over the past year DVIN returned +29.76% vs +22.19% for VTI, so DVIN leads on 1-year performance. Over the longest common window we track (1 years), DVIN annualized +24.76% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, DVIN or VTI?
DVIN has been the more volatile fund at 23.7% annualized versus 15.3% for VTI. Worst drawdown: DVIN -18.5% vs VTI -56.6%.
Should I hold both DVIN and VTI?
DVIN and VTI have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DVIN and VTI?
DVIN and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, DVIN or VTI?
DVIN yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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