DVYE vs SCHD

DVYE vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. DVYE offers more diversification with 142 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: DVYE

Side-by-Side Comparison

MetricDVYESCHDWinner
Expense Ratio0.50%0.06%
AUM$1.2B$108.7B
Dividend Yield4.79%3.13%
Holdings142104
YTD Return+10.00%+26.50%
1Y Return+21.26%+31.25%
3Y Return (annualized)+22.18%+16.34%
5Y Return (annualized)+6.31%+10.10%
Volatility (annualized)17.2%13.6%
Max Drawdown-55.4%-33.4%
Fund FamilyiShares by BlackRock (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionFeb 23, 2012Oct 20, 2011

DVYE vs SCHD Performance

iShares Emerging Markets Dividend ETF (DVYE) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DVYE returned +21.26% while SCHD returned +31.25%. Year to date, DVYE is up 10.00% versus a gain of 26.50% for SCHD.

Over three years, DVYE compounded at +22.18% per year against +16.34% for SCHD; over five years the annualized figures are +6.31% and +10.10% respectively. Across the full 15-year window we track, SCHD has the edge at +11.50% annualized vs -0.20%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DVYE has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -55.4% for DVYE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DVYE charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, DVYE currently yields 4.79% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

DVYE and SCHD share 0 holdings out of 208 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DVYE or SCHD?

DVYE has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

Which performed better, DVYE or SCHD?

Over the past year DVYE returned +21.26% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), DVYE annualized -0.20% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, DVYE or SCHD?

DVYE has been the more volatile fund at 17.2% annualized versus 13.6% for SCHD. Worst drawdown: DVYE -55.4% vs SCHD -33.4%.

Should I hold both DVYE and SCHD?

DVYE and SCHD have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DVYE and SCHD?

DVYE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 208 unique securities.

Which pays a higher dividend, DVYE or SCHD?

DVYE yields 4.79% while SCHD yields 3.13%, so DVYE currently pays the higher dividend yield.

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