Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricDXDSCHDWinner
Expense Ratio0.95%0.06%
AUM$42M$103.7B
Dividend Yield4.01%3.31%
Holdings10104
YTD Return-19.12%+24.26%
1Y Return-31.85%+31.38%
3Y Return (annualized)-22.40%+15.08%
5Y Return (annualized)-16.49%+9.72%
Volatility (annualized)27.6%13.6%
Max Drawdown-99.8%-33.4%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJul 11, 2006Oct 20, 2011

DXD vs SCHD Performance

ProShares UltraShort Dow30 (DXD) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year DXD returned -31.85% while SCHD returned +31.38%. Year to date, DXD is down 19.12% versus a gain of 24.26% for SCHD.

Over three years, DXD compounded at -22.40% per year against +15.08% for SCHD; over five years the annualized figures are -16.49% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -25.01%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

DXD has been the more volatile fund, with annualized monthly volatility of 27.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.8% for DXD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.87. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

DXD charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, DXD currently yields 4.01% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

DXD and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DXD or SCHD?

DXD has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, DXD or SCHD?

Over the past year DXD returned -31.85% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), DXD annualized -25.01% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, DXD or SCHD?

DXD has been the more volatile fund at 27.6% annualized versus 13.6% for SCHD. Worst drawdown: DXD -99.8% vs SCHD -33.4%.

Should I hold both DXD and SCHD?

DXD and SCHD have a monthly-return correlation of -0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between DXD and SCHD?

DXD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, DXD or SCHD?

DXD yields 4.01% while SCHD yields 3.31%, so DXD currently pays the higher dividend yield.

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