EBND vs VYM

EBND vs VYM

Which is better, EBND or VYM?

VYM has been ahead.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEBNDVYM
Expense Ratio0.30%0.04%Best
AUM$2.3B$81.6B
Dividend Yield5.84%2.24%
Holdings653613
YTD Return+2.83%+14.82%Best
1Y Return+5.81%+20.84%Best
3Y Return (annualized)+7.00%+18.64%Best
5Y Return (annualized)+1.00%+12.28%Best
Volatility (annualized)10.1%Best12.9%
Max Drawdown-41.0%-35.7%Best
$10,000 over 5 years$10,510$17,845Best
Fund FamilySPDR State Street Global AdvisorsVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionFeb 23, 2011Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Feb 24, 2011 to Sep 4, 2026 (15.5 years).

EBND vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

EBND vs VYM Performance

State Street SPDR Bloomberg Emerging Markets Local Bond ETF (EBND) is an ETF from SPDR State Street Global Advisors and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year EBND returned +5.81% while VYM returned +20.84%. Year to date, EBND is up 2.83% versus a gain of 14.82% for VYM.

Over three years, EBND compounded at +7.00% per year against +18.64% for VYM; over five years the annualized figures are +1.00% and +12.28% respectively. Across the full 16-year window we track, VYM has the edge at +10.01% annualized vs -0.50%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 10.1% for EBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.0% for EBND and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.

Fees and Cost Over Time

EBND charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, EBND currently yields 5.84% against 2.24% for VYM.

Holdings Overlap

We hold position weights for 5 holdings in EBND and 603 in VYM, totalling 0.4% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 48 days apart, EBND as of Aug 17, 2026 and VYM as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 5 positions we hold weights for in EBND and 603 in VYM, against full books of 653 and 613.

You are not choosing between two funds in isolation.

Whichever of EBND and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EBNDVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EBND or VYM?

EBND has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option, by $26 a year on a $10,000 investment.

Which performed better, EBND or VYM?

Over the past year EBND returned +5.81% vs +20.84% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (16 years), EBND annualized -0.50% vs +10.01% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, EBND or VYM?

VYM has been the more volatile fund at 12.9% annualized versus 10.1% for EBND. Worst drawdown: EBND -41.0% vs VYM -35.7%.

Should I hold both EBND and VYM?

EBND and VYM have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, EBND or VYM?

EBND yields 5.84% while VYM yields 2.24%, so EBND currently pays the higher dividend yield.

Is VYM better than EBND?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.