EBND vs VYM

EBND vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. EBND offers more diversification with 653 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: EBND

Side-by-Side Comparison

MetricEBNDVYMWinner
Expense Ratio0.30%0.04%
AUM$2.3B$81.6B
Dividend Yield5.84%2.24%
Holdings653616
YTD Return+2.02%+16.42%
1Y Return+5.35%+24.22%
3Y Return (annualized)+6.50%+19.03%
5Y Return (annualized)+1.02%+12.21%
Volatility (annualized)10.1%14.6%
Max Drawdown-41.0%-58.8%
Fund FamilySPDR State Street Global AdvisorsVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 23, 2011Nov 10, 2006

EBND vs VYM Performance

State Street SPDR Bloomberg Emerging Markets Local Bond ETF (EBND) is a ETF from SPDR State Street Global Advisors and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year EBND returned +5.35% while VYM returned +24.22%. Year to date, EBND is up 2.02% versus a gain of 16.42% for VYM.

Over three years, EBND compounded at +6.50% per year against +19.03% for VYM; over five years the annualized figures are +1.02% and +12.21% respectively. Across the full 16-year window we track, VYM has the edge at +7.10% annualized vs -0.55%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.1% for EBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.0% for EBND and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EBND charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, EBND currently yields 5.84% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

EBND and VYM share 0 holdings out of 605 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EBND or VYM?

EBND has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, EBND or VYM?

Over the past year EBND returned +5.35% vs +24.22% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (16 years), EBND annualized -0.55% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, EBND or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 10.1% for EBND. Worst drawdown: EBND -41.0% vs VYM -58.8%.

Should I hold both EBND and VYM?

EBND and VYM have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EBND and VYM?

EBND and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 605 unique securities.

Which pays a higher dividend, EBND or VYM?

EBND yields 5.84% while VYM yields 2.24%, so EBND currently pays the higher dividend yield.

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