EFO vs VTI

Quick Verdict

VTI has a lower expense ratio. EFO delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: EFOMore Diversified: VTI

Side-by-Side Comparison

MetricEFOVTIWinner
Expense Ratio0.95%0.03%
AUM$29M$663.5B
Dividend Yield1.61%1.07%
Holdings73,543
YTD Return+21.34%+13.87%
1Y Return+41.91%+23.31%
3Y Return (annualized)+27.33%+21.17%
5Y Return (annualized)+8.93%+12.23%
Volatility (annualized)32.2%15.3%
Max Drawdown-63.7%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionJun 4, 2009May 24, 2001

EFO vs VTI Performance

ProShares Ultra MSCI EAFE (EFO) is a ETF from ProShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EFO returned +41.91% while VTI returned +23.31%. Year to date, EFO is up 21.34% versus a gain of 13.87% for VTI.

Over three years, EFO compounded at +27.33% per year against +21.17% for VTI; over five years the annualized figures are +8.93% and +12.23% respectively. Across the full 17-year window we track, EFO has the edge at +8.96% annualized vs +8.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EFO has been the more volatile fund, with annualized monthly volatility of 32.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -63.7% for EFO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

EFO charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, EFO currently yields 1.61% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EFO and VTI share 0 holdings out of 2784 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EFO or VTI?

EFO has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, EFO or VTI?

Over the past year EFO returned +41.91% vs +23.31% for VTI, so EFO leads on 1-year performance. Over the longest common window we track (17 years), EFO annualized +8.96% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, EFO or VTI?

EFO has been the more volatile fund at 32.2% annualized versus 15.3% for VTI. Worst drawdown: EFO -63.7% vs VTI -56.6%.

Should I hold both EFO and VTI?

EFO and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EFO and VTI?

EFO and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2784 unique securities.

Which pays a higher dividend, EFO or VTI?

EFO yields 1.61% while VTI yields 1.07%, so EFO currently pays the higher dividend yield.

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