EGUS vs SCHD
ishares ESG Aware MSCI USA Growth ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | EGUS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.06% | |
| AUM | $27M | $103.7B | |
| Dividend Yield | 0.21% | 3.31% | |
| Holdings | 97 | 104 | |
| YTD Return | +12.49% | +25.33% | |
| 1Y Return | +21.14% | +32.31% | |
| 3Y Return (annualized) | +25.26% | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 16.9% | 13.6% | |
| Max Drawdown | -24.9% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 31, 2023 | Oct 20, 2011 |
EGUS vs SCHD Performance
ishares ESG Aware MSCI USA Growth ETF (EGUS) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EGUS returned +21.14% while SCHD returned +32.31%. Year to date, EGUS is up 12.49% versus a gain of 25.33% for SCHD.
Over three years, EGUS compounded at +25.26% per year against +15.40% for SCHD. Across the full 4-year window we track, EGUS has the edge at +25.93% annualized vs +11.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EGUS has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.9% for EGUS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EGUS charges 0.18% per year while SCHD charges 0.06%. On a $10,000 position that is $18 vs $6 annually, a gap of $12 per year that compounds over a long holding period. On income, EGUS currently yields 0.21% against 3.31% for SCHD.
Holdings Overlap
EGUS and SCHD share 0 holdings out of 194 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EGUS or SCHD?
EGUS has an expense ratio of 0.18% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, EGUS or SCHD?
Over the past year EGUS returned +21.14% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), EGUS annualized +25.93% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, EGUS or SCHD?
EGUS has been the more volatile fund at 16.9% annualized versus 13.6% for SCHD. Worst drawdown: EGUS -24.9% vs SCHD -33.4%.
Should I hold both EGUS and SCHD?
EGUS and SCHD have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EGUS and SCHD?
EGUS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 194 unique securities.
Which pays a higher dividend, EGUS or SCHD?
EGUS yields 0.21% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.