EJUL vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricEJULIVVWinner
Expense Ratio0.89%0.03%
AUM$180M$865.2B
Dividend Yield0.00%1.09%
Holdings6508
YTD Return+4.21%+13.72%
1Y Return+10.68%+21.64%
3Y Return (annualized)+10.70%+21.55%
5Y Return (annualized)+3.62%+13.27%
Volatility (annualized)9.3%15.1%
Max Drawdown-21.6%-56.5%
Fund FamilyInnovator ETFs TrustiShares by BlackRock (US)
CategoryAlternativeEquity
InceptionJun 28, 2019May 15, 2000

EJUL vs IVV Performance

Innovator Emerging Markets Power Buffer ETF - July (EJUL) is a ETF from Innovator ETFs Trust and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year EJUL returned +10.68% while IVV returned +21.64%. Year to date, EJUL is up 4.21% versus a gain of 13.72% for IVV.

Over three years, EJUL compounded at +10.70% per year against +21.55% for IVV; over five years the annualized figures are +3.62% and +13.27% respectively. Across the full 7-year window we track, IVV has the edge at +7.04% annualized vs +2.98%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.3% for EJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.6% for EJUL and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EJUL charges 0.89% per year while IVV charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, EJUL currently yields 0.00% against 1.09% for IVV.

Frequently Asked Questions

Which is cheaper, EJUL or IVV?

EJUL has an expense ratio of 0.89% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, EJUL or IVV?

Over the past year EJUL returned +10.68% vs +21.64% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (7 years), EJUL annualized +2.98% vs +7.04% for IVV. Past performance does not guarantee future results.

Which is riskier, EJUL or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 9.3% for EJUL. Worst drawdown: EJUL -21.6% vs IVV -56.5%.

Should I hold both EJUL and IVV?

EJUL and IVV have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, EJUL or IVV?

EJUL yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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