EMSC vs SCHD

EMSC vs SCHD

Which is better, EMSC or SCHD?

Small Cap Blend against Large Cap Value.

SCHD has a lower expense ratio.

Lower Fees: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricEMSCSCHD
Expense Ratio0.85%0.06%Best
AUM$3M$111.6B
Dividend Yield0.00%3.24%
Holdings244206
Fund FamilySophus CapitalCharles Schwab Asset Management
CategoryEquityEquity
StyleSmall Cap BlendLarge Cap Value
InceptionMay 20, 2026Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

The two price series end 17 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. EMSC has data through Oct 13, 2026 and SCHD through Oct 30, 2026.

Fees and Cost Over Time

EMSC charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, EMSC currently yields 0.00% against 3.24% for SCHD.

Holdings Overlap

We hold position weights for 2 holdings in EMSC and 98 in SCHD, totalling 98.6% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 2 positions we hold weights for in EMSC and 98 in SCHD, against full books of 244 and 206.

You are not choosing between two funds in isolation.

Whichever of EMSC and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

EMSCSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, EMSC or SCHD?

EMSC has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.

Which pays a higher dividend, EMSC or SCHD?

EMSC yields 0.00% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.

Is SCHD better than EMSC?

SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.