EPI vs SCHD
WisdomTree India Earnings Fund vs Schwab US Dividend Equity ETF
Which is better, EPI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. EPI is less concentrated, with 33.7% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EPI | SCHD |
|---|---|---|
| Expense Ratio | 0.84% | 0.06%Best |
| AUM | $2.0B | $112.2B |
| Dividend Yield | 0.00% | 3.13% |
| Holdings | 573 | 103 |
| YTD Return | -7.43% | +27.56%Best |
| 1Y Return | -2.54% | +30.29%Best |
| 3Y Return (annualized) | +5.36% | +16.37%Best |
| 5Y Return (annualized) | +4.76% | +10.23%Best |
| Volatility (annualized) | 21.2% | 13.6%Best |
| Max Drawdown | -50.3% | -33.4%Best |
| $10,000 over 5 years | $12,618 | $16,274Best |
| Top 10 Weight | 33.7%Best | 41.5% |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Feb 22, 2008 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
EPI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
EPI vs SCHD Performance
WisdomTree India Earnings Fund (EPI) is an ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EPI returned -2.54% while SCHD returned +30.29%. Year to date, EPI is down 7.43% versus a gain of 27.56% for SCHD.
Over three years, EPI compounded at +5.36% per year against +16.37% for SCHD; over five years the annualized figures are +4.76% and +10.23% respectively. Across the full 15-year window we track, SCHD has the edge at +11.53% annualized vs +7.07%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPI has been the more volatile fund, with annualized monthly volatility of 21.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.3% for EPI and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.44. They move together some of the time, and apart the rest.
Fees and Cost Over Time
EPI charges 0.84% per year while SCHD charges 0.06%. On a $10,000 position that is $84 vs $6 annually, a gap of $78 per year that compounds over a long holding period. On income, EPI currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 565 holdings in EPI and 100 in SCHD, totalling 98.7% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 565 positions we hold weights for in EPI and 100 in SCHD, against full books of 573 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for EPI (99.7% of the fund), and 8 for EPI that do not appear in SCHD (5.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of EPI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EPI or SCHD?
EPI has an expense ratio of 0.84% while SCHD charges 0.06%. SCHD is the cheaper option, by $78 a year on a $10,000 investment.
Which performed better, EPI or SCHD?
Over the past year EPI returned -2.54% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EPI annualized +7.07% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EPI or SCHD?
EPI has been the more volatile fund at 21.2% annualized versus 13.6% for SCHD. Worst drawdown: EPI -50.3% vs SCHD -33.4%.
Should I hold both EPI and SCHD?
EPI and SCHD have a monthly-return correlation of 0.44, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, EPI or SCHD?
EPI yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than EPI?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. EPI is less concentrated, with 33.7% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.