EPI vs SCHD
WisdomTree India Earnings Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EPI offers more diversification with 568 holdings.
Side-by-Side Comparison
| Metric | EPI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.84% | 0.06% | |
| AUM | $2.0B | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 568 | 104 | |
| YTD Return | -8.74% | +26.50% | |
| 1Y Return | -5.44% | +31.25% | |
| 3Y Return (annualized) | +6.33% | +16.34% | |
| 5Y Return (annualized) | +5.65% | +10.10% | |
| Volatility (annualized) | 26.2% | 13.6% | |
| Max Drawdown | -66.2% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 22, 2008 | Oct 20, 2011 |
EPI vs SCHD Performance
WisdomTree India Earnings Fund (EPI) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EPI returned -5.44% while SCHD returned +31.25%. Year to date, EPI is down 8.74% versus a gain of 26.50% for SCHD.
Over three years, EPI compounded at +6.33% per year against +16.34% for SCHD; over five years the annualized figures are +5.65% and +10.10% respectively. Across the full 15-year window we track, SCHD has the edge at +11.50% annualized vs +4.02%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPI has been the more volatile fund, with annualized monthly volatility of 26.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -66.2% for EPI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EPI charges 0.84% per year while SCHD charges 0.06%. On a $10,000 position that is $84 vs $6 annually, a gap of $78 per year that compounds over a long holding period. On income, EPI currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
EPI and SCHD share 0 holdings out of 632 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EPI or SCHD?
EPI has an expense ratio of 0.84% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $78 per year of difference.
Which performed better, EPI or SCHD?
Over the past year EPI returned -5.44% vs +31.25% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EPI annualized +4.02% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, EPI or SCHD?
EPI has been the more volatile fund at 26.2% annualized versus 13.6% for SCHD. Worst drawdown: EPI -66.2% vs SCHD -33.4%.
Should I hold both EPI and SCHD?
EPI and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EPI and SCHD?
EPI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 632 unique securities.
Which pays a higher dividend, EPI or SCHD?
EPI yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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