EPOL vs VTI

Quick Verdict

VTI has a lower expense ratio. EPOL delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: EPOLMore Diversified: VTI

Side-by-Side Comparison

MetricEPOLVTIWinner
Expense Ratio0.60%0.03%
AUM$675M$663.5B
Dividend Yield3.81%1.07%
Holdings383,543
YTD Return+23.95%+14.22%
1Y Return+36.64%+22.19%
3Y Return (annualized)+37.12%+21.27%
5Y Return (annualized)+19.33%+12.23%
Volatility (annualized)27.7%15.3%
Max Drawdown-72.4%-56.6%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryEquityEquity
InceptionMay 25, 2010May 24, 2001

EPOL vs VTI Performance

iShares MSCI Poland ETF (EPOL) is a ETF from iShares by BlackRock (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EPOL returned +36.64% while VTI returned +22.19%. Year to date, EPOL is up 23.95% versus a gain of 14.22% for VTI.

Over three years, EPOL compounded at +37.12% per year against +21.27% for VTI; over five years the annualized figures are +19.33% and +12.23% respectively. Across the full 16-year window we track, VTI has the edge at +8.14% annualized vs +4.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EPOL has been the more volatile fund, with annualized monthly volatility of 27.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.4% for EPOL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EPOL charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, EPOL currently yields 3.81% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

EPOL and VTI share 0 holdings out of 2816 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EPOL or VTI?

EPOL has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.

Which performed better, EPOL or VTI?

Over the past year EPOL returned +36.64% vs +22.19% for VTI, so EPOL leads on 1-year performance. Over the longest common window we track (16 years), EPOL annualized +4.86% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, EPOL or VTI?

EPOL has been the more volatile fund at 27.7% annualized versus 15.3% for VTI. Worst drawdown: EPOL -72.4% vs VTI -56.6%.

Should I hold both EPOL and VTI?

EPOL and VTI have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EPOL and VTI?

EPOL and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2816 unique securities.

Which pays a higher dividend, EPOL or VTI?

EPOL yields 3.81% while VTI yields 1.07%, so EPOL currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.