ESGE vs SCHD
iShares ESG Aware MSCI EM ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. ESGE delivered stronger 1-year returns. ESGE offers more diversification with 332 holdings.
Side-by-Side Comparison
| Metric | ESGE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $6.9B | $108.7B | |
| Dividend Yield | 2.23% | 3.13% | |
| Holdings | 332 | 104 | |
| YTD Return | +18.72% | +26.54% | |
| 1Y Return | +35.36% | +30.90% | |
| 3Y Return (annualized) | +23.30% | +16.29% | |
| 5Y Return (annualized) | +7.97% | +9.65% | |
| Volatility (annualized) | 17.1% | 13.6% | |
| Max Drawdown | -41.1% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 28, 2016 | Oct 20, 2011 |
ESGE vs SCHD Performance
iShares ESG Aware MSCI EM ETF (ESGE) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ESGE returned +35.36% while SCHD returned +30.90%. Year to date, ESGE is up 18.72% versus a gain of 26.54% for SCHD.
Over three years, ESGE compounded at +23.30% per year against +16.29% for SCHD; over five years the annualized figures are +7.97% and +9.65% respectively. Across the full 10-year window we track, SCHD has the edge at +11.51% annualized vs +8.43%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ESGE has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -41.1% for ESGE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
ESGE charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, ESGE currently yields 2.23% against 3.13% for SCHD.
Holdings Overlap
ESGE and SCHD share 0 holdings out of 385 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ESGE or SCHD?
ESGE has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, ESGE or SCHD?
Over the past year ESGE returned +35.36% vs +30.90% for SCHD, so ESGE leads on 1-year performance. Over the longest common window we track (10 years), ESGE annualized +8.43% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, ESGE or SCHD?
ESGE has been the more volatile fund at 17.1% annualized versus 13.6% for SCHD. Worst drawdown: ESGE -41.1% vs SCHD -33.4%.
Should I hold both ESGE and SCHD?
ESGE and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ESGE and SCHD?
ESGE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 385 unique securities.
Which pays a higher dividend, ESGE or SCHD?
ESGE yields 2.23% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.