ETH vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricETHSCHDWinner
Expense Ratio0.15%0.06%
AUM$1.6B$103.7B
Dividend Yield0.00%3.31%
Holdings1104
YTD Return-37.94%+24.26%
1Y Return-49.85%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)74.0%13.6%
Max Drawdown-67.5%-33.4%
Fund FamilyGrayscaleCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJul 23, 2024Oct 20, 2011

ETH vs SCHD Performance

Grayscale Ethereum Staking Mini ETF (ETH) is a ETF from Grayscale and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year ETH returned -49.85% while SCHD returned +31.38%. Year to date, ETH is down 37.94% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

ETH has been the more volatile fund, with annualized monthly volatility of 74.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -67.5% for ETH and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.06. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

ETH charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, ETH currently yields 0.00% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, ETH or SCHD?

ETH has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, ETH or SCHD?

Over the past year ETH returned -49.85% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), ETH annualized -24.79% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, ETH or SCHD?

ETH has been the more volatile fund at 74.0% annualized versus 13.6% for SCHD. Worst drawdown: ETH -67.5% vs SCHD -33.4%.

Should I hold both ETH and SCHD?

ETH and SCHD have a monthly-return correlation of 0.06, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, ETH or SCHD?

ETH yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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