EUO vs SPY

EUO vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricEUOSPYWinner
Expense Ratio0.98%0.09%
AUM$33M$821.1B
Dividend Yield0.00%1.01%
Holdings4505
YTD Return+3.74%+13.17%
1Y Return+4.54%+21.53%
3Y Return (annualized)+0.24%+22.06%
5Y Return (annualized)+3.80%+13.35%
Volatility (annualized)17.9%15.3%
Max Drawdown-38.6%-56.5%
Fund FamilyProSharesState Street Investment Management
CategoryAlternativeEquity
InceptionNov 24, 2008Jan 22, 1993

EUO vs SPY Performance

ProShares UltraShort Euro (EUO) is a ETF from ProShares and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year EUO returned +4.54% while SPY returned +21.53%. Year to date, EUO is up 3.74% versus a gain of 13.17% for SPY.

Over three years, EUO compounded at +0.24% per year against +22.06% for SPY; over five years the annualized figures are +3.80% and +13.35% respectively. Across the full 18-year window we track, SPY has the edge at +8.82% annualized vs +1.01%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EUO has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.6% for EUO and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

EUO charges 0.98% per year while SPY charges 0.09%. On a $10,000 position that is $98 vs $9 annually, a gap of $89 per year that compounds over a long holding period. On income, EUO currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

EUO and SPY share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, EUO or SPY?

EUO has an expense ratio of 0.98% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, EUO or SPY?

Over the past year EUO returned +4.54% vs +21.53% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (18 years), EUO annualized +1.01% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, EUO or SPY?

EUO has been the more volatile fund at 17.9% annualized versus 15.3% for SPY. Worst drawdown: EUO -38.6% vs SPY -56.5%.

Should I hold both EUO and SPY?

EUO and SPY have a monthly-return correlation of -0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between EUO and SPY?

EUO and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, EUO or SPY?

EUO yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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