EVIM vs VTI
Eaton Vance Intermediate Municipal Income ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | EVIM | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.11% | 0.03% | |
| AUM | $268M | $663.5B | |
| Dividend Yield | 3.50% | 1.07% | |
| Holdings | 264 | 3,543 | |
| YTD Return | +1.27% | +14.22% | |
| 1Y Return | +5.96% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 4.6% | 15.3% | |
| Max Drawdown | -4.2% | -56.6% | |
| Fund Family | Eaton Vance | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Oct 16, 2023 | May 24, 2001 |
EVIM vs VTI Performance
Eaton Vance Intermediate Municipal Income ETF (EVIM) is a ETF from Eaton Vance and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EVIM returned +5.96% while VTI returned +22.19%. Year to date, EVIM is up 1.27% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.6% for EVIM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.2% for EVIM and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EVIM charges 0.11% per year while VTI charges 0.03%. On a $10,000 position that is $11 vs $3 annually, a gap of $8 per year that compounds over a long holding period. On income, EVIM currently yields 3.50% against 1.07% for VTI.
Holdings Overlap
EVIM and VTI share 0 holdings out of 2860 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EVIM or VTI?
EVIM has an expense ratio of 0.11% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $8 per year of difference.
Which performed better, EVIM or VTI?
Over the past year EVIM returned +5.96% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), EVIM annualized +5.66% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, EVIM or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 4.6% for EVIM. Worst drawdown: EVIM -4.2% vs VTI -56.6%.
Should I hold both EVIM and VTI?
EVIM and VTI have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EVIM and VTI?
EVIM and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2860 unique securities.
Which pays a higher dividend, EVIM or VTI?
EVIM yields 3.50% while VTI yields 1.07%, so EVIM currently pays the higher dividend yield.
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