EWUS vs SCHD
iShares MSCI United Kingdom Small-Cap ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EWUS offers more diversification with 200 holdings.
Side-by-Side Comparison
| Metric | EWUS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $41M | $103.7B | |
| Dividend Yield | 3.26% | 3.31% | |
| Holdings | 206 | 104 | |
| YTD Return | +9.42% | +24.26% | |
| 1Y Return | +14.90% | +31.38% | |
| 3Y Return (annualized) | +14.53% | +15.08% | |
| 5Y Return (annualized) | +1.76% | +9.72% | |
| Volatility (annualized) | 32.9% | 13.6% | |
| Max Drawdown | -49.3% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 25, 2012 | Oct 20, 2011 |
EWUS vs SCHD Performance
iShares MSCI United Kingdom Small-Cap ETF (EWUS) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EWUS returned +14.90% while SCHD returned +31.38%. Year to date, EWUS is up 9.42% versus a gain of 24.26% for SCHD.
Over three years, EWUS compounded at +14.53% per year against +15.08% for SCHD; over five years the annualized figures are +1.76% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +6.89%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EWUS has been the more volatile fund, with annualized monthly volatility of 32.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.3% for EWUS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
EWUS charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, EWUS currently yields 3.26% against 3.31% for SCHD.
Holdings Overlap
EWUS and SCHD share 0 holdings out of 300 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EWUS or SCHD?
EWUS has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, EWUS or SCHD?
Over the past year EWUS returned +14.90% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EWUS annualized +6.89% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, EWUS or SCHD?
EWUS has been the more volatile fund at 32.9% annualized versus 13.6% for SCHD. Worst drawdown: EWUS -49.3% vs SCHD -33.4%.
Should I hold both EWUS and SCHD?
EWUS and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EWUS and SCHD?
EWUS and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 300 unique securities.
Which pays a higher dividend, EWUS or SCHD?
EWUS yields 3.26% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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