FAAR vs SCHQ

Quick Verdict

SCHQ has a lower expense ratio. FAAR delivered stronger 1-year returns. SCHQ offers more diversification with 98 holdings.

Lower Fees: SCHQHigher Returns: FAARMore Diversified: SCHQ

Side-by-Side Comparison

MetricFAARSCHQWinner
Expense Ratio0.97%0.03%
AUM$191M$806M
Dividend Yield9.19%4.73%
Holdings698
YTD Return+15.76%-3.13%
1Y Return+20.43%-1.31%
3Y Return (annualized)+9.16%+0.11%
5Y Return (annualized)+7.39%-6.81%
Volatility (annualized)9.1%13.5%
Max Drawdown-18.8%-46.7%
Fund FamilyFirst Trust Portfolios (US)Charles Schwab Asset Management
CategoryCommodityFixed Income
InceptionMay 18, 2016Oct 10, 2019

FAAR vs SCHQ Performance

First Trust Alternative Absolute Return Strategy ETF (FAAR) is a ETF from First Trust Portfolios (US) and Schwab Long-Term US Treasury ETF (SCHQ) is a ETF from Charles Schwab Asset Management. Over the past year FAAR returned +20.43% while SCHQ returned -1.31%. Year to date, FAAR is up 15.76% versus a loss of 3.13% for SCHQ.

Over three years, FAAR compounded at +9.16% per year against +0.11% for SCHQ; over five years the annualized figures are +7.39% and -6.81% respectively. Across the full 7-year window we track, FAAR has the edge at +3.48% annualized vs -4.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHQ has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 9.1% for FAAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for FAAR and -46.7% for SCHQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.15. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FAAR charges 0.97% per year while SCHQ charges 0.03%. On a $10,000 position that is $97 vs $3 annually, a gap of $94 per year that compounds over a long holding period. On income, FAAR currently yields 9.19% against 4.73% for SCHQ.

Frequently Asked Questions

Which is cheaper, FAAR or SCHQ?

FAAR has an expense ratio of 0.97% while SCHQ charges 0.03%. SCHQ is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, FAAR or SCHQ?

Over the past year FAAR returned +20.43% vs -1.31% for SCHQ, so FAAR leads on 1-year performance. Over the longest common window we track (7 years), FAAR annualized +3.48% vs -4.48% for SCHQ. Past performance does not guarantee future results.

Which is riskier, FAAR or SCHQ?

SCHQ has been the more volatile fund at 13.5% annualized versus 9.1% for FAAR. Worst drawdown: FAAR -18.8% vs SCHQ -46.7%.

Should I hold both FAAR and SCHQ?

FAAR and SCHQ have a monthly-return correlation of -0.15, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, FAAR or SCHQ?

FAAR yields 9.19% while SCHQ yields 4.73%, so FAAR currently pays the higher dividend yield.

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