FDNI vs QQQ

FDNI vs QQQ
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricFDNIQQQWinner
Expense Ratio0.65%0.18%
AUM$32M$496.3B
Dividend Yield1.37%0.44%
Holdings45108
YTD Return-18.49%+16.64%
1Y Return-17.58%+27.27%
3Y Return (annualized)+10.95%+25.96%
5Y Return (annualized)-6.12%+14.54%
Volatility (annualized)27.7%30.6%
Max Drawdown-71.1%-83.0%
Fund FamilyFirst Trust Portfolios (US)Invesco (US)
CategoryEquityEquity
InceptionNov 6, 2018Mar 10, 1999

FDNI vs QQQ Performance

First Trust Dow Jones International Internet ETF (FDNI) is a ETF from First Trust Portfolios (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year FDNI returned -17.58% while QQQ returned +27.27%. Year to date, FDNI is down 18.49% versus a gain of 16.64% for QQQ.

Over three years, FDNI compounded at +10.95% per year against +25.96% for QQQ; over five years the annualized figures are -6.12% and +14.54% respectively. Across the full 8-year window we track, QQQ has the edge at +13.03% annualized vs +5.36%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 27.7% for FDNI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -71.1% for FDNI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FDNI charges 0.65% per year while QQQ charges 0.18%. On a $10,000 position that is $65 vs $18 annually, a gap of $47 per year that compounds over a long holding period. On income, FDNI currently yields 1.37% against 0.44% for QQQ.

Holdings Overlap

1.0%overlap

FDNI and QQQ share 2 holdings out of 140 unique holdings combined, representing a 1.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FDNIWeight in QQQDifference
SHOP:CA11.92%0.77%11.15%
PDD:IE4.82%0.27%4.55%

Frequently Asked Questions

Which is cheaper, FDNI or QQQ?

FDNI has an expense ratio of 0.65% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, FDNI or QQQ?

Over the past year FDNI returned -17.58% vs +27.27% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (8 years), FDNI annualized +5.36% vs +13.03% for QQQ. Past performance does not guarantee future results.

Which is riskier, FDNI or QQQ?

QQQ has been the more volatile fund at 30.6% annualized versus 27.7% for FDNI. Worst drawdown: FDNI -71.1% vs QQQ -83.0%.

Should I hold both FDNI and QQQ?

FDNI and QQQ have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FDNI and QQQ?

FDNI and QQQ share 2 common holdings with a 1.0% weight overlap. Combined, they hold 140 unique securities.

Which pays a higher dividend, FDNI or QQQ?

FDNI yields 1.37% while QQQ yields 0.44%, so FDNI currently pays the higher dividend yield.

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