FDT vs SPY

FDT vs SPY
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Quick Verdict

SPY has a lower expense ratio. FDT delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: FDTMore Diversified: SPY

Side-by-Side Comparison

MetricFDTSPYWinner
Expense Ratio0.80%0.09%
AUM$1.3B$821.1B
Dividend Yield2.88%1.01%
Holdings312505
YTD Return+19.34%+13.17%
1Y Return+34.10%+21.53%
3Y Return (annualized)+27.14%+22.06%
5Y Return (annualized)+13.11%+13.35%
Volatility (annualized)17.1%15.3%
Max Drawdown-48.6%-56.5%
Fund FamilyFirst Trust Portfolios (US)State Street Investment Management
CategoryEquityEquity
InceptionApr 18, 2011Jan 22, 1993

FDT vs SPY Performance

First Trust Developed Markets Ex-US AlphaDEX Fund (FDT) is a ETF from First Trust Portfolios (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FDT returned +34.10% while SPY returned +21.53%. Year to date, FDT is up 19.34% versus a gain of 13.17% for SPY.

Over three years, FDT compounded at +27.14% per year against +22.06% for SPY; over five years the annualized figures are +13.11% and +13.35% respectively. Across the full 15-year window we track, SPY has the edge at +8.82% annualized vs +5.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FDT has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -48.6% for FDT and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FDT charges 0.80% per year while SPY charges 0.09%. On a $10,000 position that is $80 vs $9 annually, a gap of $71 per year that compounds over a long holding period. On income, FDT currently yields 2.88% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

FDT and SPY share 1 holdings out of 798 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FDTWeight in SPYDifference
KR0.00%0.05%0.05%

Frequently Asked Questions

Which is cheaper, FDT or SPY?

FDT has an expense ratio of 0.80% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, FDT or SPY?

Over the past year FDT returned +34.10% vs +21.53% for SPY, so FDT leads on 1-year performance. Over the longest common window we track (15 years), FDT annualized +5.58% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, FDT or SPY?

FDT has been the more volatile fund at 17.1% annualized versus 15.3% for SPY. Worst drawdown: FDT -48.6% vs SPY -56.5%.

Should I hold both FDT and SPY?

FDT and SPY have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FDT and SPY?

FDT and SPY share 1 common holdings with a 0.0% weight overlap. Combined, they hold 798 unique securities.

Which pays a higher dividend, FDT or SPY?

FDT yields 2.88% while SPY yields 1.01%, so FDT currently pays the higher dividend yield.

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