FGDL vs VYM

FGDL vs VYM

Which is better, FGDL or VYM?

Multi Alternative against Large Cap Value.

VYM has a lower expense ratio. FGDL led over 1Y, 3Y and the full window.

Lower Fees: VYMHigher Returns: FGDL

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFGDLVYM
Expense Ratio0.15%0.04%Best
AUM$446M$81.6B
Dividend Yield0.00%2.22%
Holdings2613
YTD Return+0.51%+11.35%Best
1Y Return+19.64%Best+15.34%
3Y Return (annualized)+31.18%Best+17.22%
5Y Return (annualized)-+12.30%
Volatility (annualized)17.8%13.4%Best
Max Drawdown-26.6%-14.5%Best
$10,000 over 4.2 years$23,995Best$17,530
Fund FamilyFranklin Templeton Investments (US)Vanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Value
InceptionJun 30, 2022Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Jun 30, 2022 to Sep 18, 2026 (4.2 years).

FGDL vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.2 years both funds cover.

FGDL vs VYM Performance

Franklin Responsibly Sourced Gold ETF (FGDL) is an ETF from Franklin Templeton Investments (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year FGDL returned +19.64% while VYM returned +15.34%. Year to date, FGDL is up 0.51% versus a gain of 11.35% for VYM.

Over three years, FGDL compounded at +31.18% per year against +17.22% for VYM. Across the full 4-year window we track, FGDL has the edge at +23.17% annualized vs +14.30%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FGDL has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 13.4% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.6% for FGDL and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.23. They move largely independently of each other.

Fees and Cost Over Time

FGDL charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, FGDL currently yields 0.00% against 2.22% for VYM.

You are not choosing between two funds in isolation.

Whichever of FGDL and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

FGDLVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FGDL or VYM?

FGDL has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option, by $11 a year on a $10,000 investment.

Which performed better, FGDL or VYM?

Over the past year FGDL returned +19.64% vs +15.34% for VYM, so FGDL leads on 1-year performance. Over the longest common window we track (4 years), FGDL annualized +23.17% vs +14.30% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, FGDL or VYM?

FGDL has been the more volatile fund at 17.8% annualized versus 13.4% for VYM. Worst drawdown: FGDL -26.6% vs VYM -14.5%.

Should I hold both FGDL and VYM?

FGDL and VYM have a monthly-return correlation of 0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, FGDL or VYM?

FGDL yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than FGDL?

VYM has a lower expense ratio. FGDL led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.