FOCT vs IVV

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricFOCTIVVWinner
Expense Ratio0.85%0.03%
AUM$1.2B$865.2B
Dividend Yield0.00%1.09%
Holdings5508
YTD Return+9.11%+13.43%
1Y Return+16.98%+22.61%
3Y Return (annualized)+12.00%+21.47%
5Y Return (annualized)+9.29%+13.26%
Volatility (annualized)10.1%15.1%
Max Drawdown-14.1%-56.5%
Fund FamilyFirst Trust Portfolios (US)iShares by BlackRock (US)
CategoryAlternativeEquity
InceptionOct 16, 2020May 15, 2000

FOCT vs IVV Performance

FT Vest US Equity Buffer ETF - October (FOCT) is a ETF from First Trust Portfolios (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FOCT returned +16.98% while IVV returned +22.61%. Year to date, FOCT is up 9.11% versus a gain of 13.43% for IVV.

Over three years, FOCT compounded at +12.00% per year against +21.47% for IVV; over five years the annualized figures are +9.29% and +13.26% respectively. Across the full 6-year window we track, FOCT has the edge at +10.65% annualized vs +7.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.1% for FOCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.1% for FOCT and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

FOCT charges 0.85% per year while IVV charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, FOCT currently yields 0.00% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

FOCT and IVV share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, FOCT or IVV?

FOCT has an expense ratio of 0.85% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, FOCT or IVV?

Over the past year FOCT returned +16.98% vs +22.61% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (6 years), FOCT annualized +10.65% vs +7.03% for IVV. Past performance does not guarantee future results.

Which is riskier, FOCT or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 10.1% for FOCT. Worst drawdown: FOCT -14.1% vs IVV -56.5%.

Should I hold both FOCT and IVV?

FOCT and IVV have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between FOCT and IVV?

FOCT and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, FOCT or IVV?

FOCT yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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